Credit union · NCUA insured
Sun Federal Credit Union
A $671M credit union headquartered in Maumee, OH, with 35,652 members and 11 branches in 2 states. Best rates: CDs 4.30% and savings 0.05% APY.
Sun Federal Credit Union Carrot Score
83
Carrot Score
Higher than 63% of U.S. banks and credit unions
#10 of 31 in Toledo, OH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Sun Federal Credit Union
Sun Federal Credit Union was founded in 1950 by ten Toledo Sun Oil employees who pooled funds to lend to a colleague, growing into a not-for-profit financial institution.
- Headquarters
- 1627 Holland Rd, Maumee, OH 43537
- NCUA charter
- 7064
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Membership is open by joining through a complimentary membership to the American Consumer Council (ACC).
Where you live or work
- Membership is open to individuals who live, work, worship, attend school, or conduct business within a designated community area.
Employers and groups
- Membership is open to members of a church, club, or association that is a participating Sponsor Group.
- Membership is open to employees and retirees of a participating Sponsor Group.
Military, government and schools
- Membership is open to students attending a partner school.
Family and household
- Membership is open to immediate family members (spouse, parent, grandparent, sibling, child) or household members of an existing member.
Branches
11 branches in 2 states
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Ohio
7 branches
- Support CenterMain office1627 Holland Rd, Maumee, OH 43537Directions
- Arrowhead Branch1625 Holland Rd, Maumee, OH 43537Directions
- Oregon Branch1917 Pickle Rd, Oregon, OH 43616Directions
- Perrysburg Branch26567 Dixie Hwy, Ste 129, Perrysburg, OH 43551Directions
- Executive Parkway Branch3341 Executive Pkwy, Toledo, OH 43606Directions
- Reynolds Branch405 N Reynolds Rd, Toledo, OH 43615Directions
- West Toledo Branch4760 Monroe St, Toledo, OH 43623Directions
Pennsylvania
4 branches
Philadelphia area · 3
- Northeast Philadelphia BranchLawndale Plaza, 6391 Oxford Ave Ste D1, Philadelphia, PA 19111Directions
- South Philadelphia Branch2800 W Passyunk Ave, Philadelphia, PA 19145Directions
- Radnor Branch595 E Lancaster Ave, St. Davids, PA 19087Directions
Reading area · 1
- West Lawn Branch2209 Quarry Dr, Suite C37, West Lawn, PA 19609Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.88% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.02% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.67% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $86 | $76 | — |
- CapitalNet worth ratio10.88%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.02%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.67%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$86Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Sun Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.