Credit union · NCUA insured
Lanco Federal Credit Union
A $126.5M credit union headquartered in Lancaster, PA, with 9,983 members and 3 branches in Pennsylvania. Best rates: savings 0.75% APY.
Lanco Federal Credit Union Carrot Score
83
Carrot Score
Higher than 62% of U.S. banks and credit unions
#5 of 28 in Lancaster, PA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Lanco Federal Credit Union
- Headquarters
- 349 W Roseville Rd, Lancaster, PA 17601
- NCUA charter
- 16657
Branches
3 branches in Pennsylvania
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Pennsylvania
3 branches
- LANCO FCU RosevilleMain office349 W Roseville Rd, Lancaster, PA 17601Directions
- LANCO FCU Brownstown Branch4213 Oregon Pike, Ephrata, PA 17522Directions
- LANCO FCU Willow Street Br2516 Willow Street Pike N, Willow Street, PA 17584Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.19% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.85% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.19% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $80 | $76 | — |
- CapitalNet worth ratio11.19%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.85%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.19%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$80Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Lanco Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.