Credit union · NCUA insured
Ingersoll Rand Federal Credit Union
Top CarrotA $125M credit union headquartered in Sayre, PA, with 8,209 members and 2 branches in Pennsylvania. Best rates: CDs 4.22% and savings 0.95% APY.
Ingersoll Rand Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 80% of U.S. banks and credit unions
#1 of 7 in Sayre, PA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Ingersoll Rand Federal Credit Union
Ingersoll Rand Federal Credit Union was established in 1961 within the Ingersoll-Rand Plant to help employees achieve financial success.
Headquartered in Sayre, Pennsylvania, the member-owned credit union serves over 50 Community Partners and 6,000 members.
- Headquarters
- 1970 Elmira St, Sayre, PA 18840-9246
- NCUA charter
- 14425
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Ingersoll-Rand Company retirees and former employees are eligible for membership.
- Employees, volunteers, members, and students of partner companies and organizations on the Community Partner List are eligible for membership.
Military, government and schools
- Students, employees, and board members of specified local school districts are eligible for membership.
- Employees, officials, and volunteers of specified local borough and township entities/authorities are eligible for membership.
Family and household
- Immediate family and household members of current credit union members are eligible for membership.
- Direct family members of employees, volunteers, members, or retirees of partner organizations are eligible for membership.
Branches
2 branches in Pennsylvania
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Pennsylvania
2 branches
- Ingersoll-Rand Federal Credit UnionMain office1970 Elmira St, Sayre, PA 18840Directions
- Wysox Branch1482 Golden Mile, Wysox, PA 18854Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.53% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.54% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | -0.19% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $70 | $76 | — |
- CapitalNet worth ratio13.53%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.54%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets-0.19%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$70Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Ingersoll Rand Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.