Credit union · NCUA insured
Ingersoll Rand Federal Credit Union Savings Rates
Top CarrotIngersoll Rand Federal Credit Union’s best savings rate is 0.95% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Ingersoll Rand Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Sayre, PA, where Ingersoll Rand Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Ingersoll Rand Federal Credit Union
0.95%APY
- Minimum
- $100
- Earns on $10,000 a year
- $95
Money Market Account
Top rate
Visions Federal Credit Union
1.00%APY
- Minimum
- $5,000
- Earns on $10,000 a year
- $100
2nd-highest rate
P&G Mehoopany Employees Federal Credit Union
1.00%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $100
Ingersoll Rand Federal Credit Union savings score
84
Savings score
Higher than 66% of U.S. banks and credit unions
- $1,000 balance$1,0000.65%
- $10,000 balance$10,0000.95%
- $100,000 balance$100,0001.26%
- QualifiedQualified0.95%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Ingersoll Rand Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
Up to 0.95%APY
Join IRFCU to open. 6 available withdrawals per month. Minimum balance required to earn the APY is the same as the minimum amount to open the account. Federally insured by NCUA.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns |
|---|---|---|---|
| $100 and up$100 to open | 0.65% | $100 | $65 |
| $2,500 and up$2,500 to open | 0.75% | $2,500 | $75 |
| $10,000 and up$10,000 to open | 0.95% | $10,000 | $95 |
| $25,000 and up$25,000 to open | 0.95% | $25,000 | — |
| $50,000 and up$50,000 to open | 1.16% | $50,000 | — |
| $100,000 and up$100,000 to open | 1.26% | $100,000 | — |
Savings / Share Savings
0.15%APY
Basic savings account. Members can have up to 9 sub-share accounts.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.10% | — |
| $2,500 – $20,000 | 0.15% | $15 |
| $20,000 and up | 0.20% | — |
Subshares
0.15%APY
Sub-share savings accounts linked to primary membership.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.10% | — |
| $2,500 – $20,000 | 0.15% | $15 |
| $20,000 and up | 0.20% | — |
Special-purpose accounts
IRA Accumulation Shares
0.65%APY
Available as Traditional IRA, Roth IRA (Roth Conventional Accum Share), and SEP IRA deposit accounts.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceApplies to Traditional IRA Accum Share, Roth IRA Accum Share, and SEP IRA.Any balance | 0.65% | $65 | Applies to Traditional IRA Accum Share, Roth IRA Accum Share, and SEP IRA. |
Christmas Club
0.15%APY
Deposit all year long and funds become available in October for holiday shopping.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.10% | — |
| $2,500 – $20,000 | 0.15% | $15 |
| $20,000 and up | 0.20% | — |
Who can join Ingersoll Rand Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Ingersoll-Rand Company retirees and former employees are eligible for membership.
- Employees, volunteers, members, and students of partner companies and organizations on the Community Partner List are eligible for membership.
Military, government and schools
- Students, employees, and board members of specified local school districts are eligible for membership.
- Employees, officials, and volunteers of specified local borough and township entities/authorities are eligible for membership.
Family and household
- Immediate family and household members of current credit union members are eligible for membership.
- Direct family members of employees, volunteers, members, or retirees of partner organizations are eligible for membership.
Membership information collected October 5, 2026.