Credit union · NCUA insured
Lanco Federal Credit Union Savings Rates
Lanco Federal Credit Union’s best savings rate is 0.75% APY on $10,000, with its Money Market Savings. Rates checked October 16, 2026.
How Lanco Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Lancaster, PA, where Lanco Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Lanco Federal Credit Union
1.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $100
Kasasa Saver
Top rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Univest
3.75%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $375
Lanco Federal Credit Union savings score
82
Savings score
Higher than 58% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0001.50%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Lanco Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Savings
0.75%APY
Must be a Lanco FCU member. Monthly fee waived if minimum balance is maintained.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,500 – $25,000Tier 1: Balance $1,500.00 to $25,000.00 | 0.75% | $75 | Tier 1: Balance $1,500.00 to $25,000.00 |
| $25,000 – $50,000Tier 2: Balance $25,000.01 to $50,000.00 | 1.00% | — | Tier 2: Balance $25,000.01 to $50,000.00 |
| $50,000 – $100,000Tier 3: Balance $50,000.01 to $100,000.00 | 1.50% | — | Tier 3: Balance $50,000.01 to $100,000.00 |
| Over $100,000Tier 4: Balance $100,000.01 or greater | 3.00% | — | Tier 4: Balance $100,000.01 or greater |
Sources (3)
- lancofcu.com/personal/savings
- lancofcu.com/personal/savings/money-market-account
- lancofcu.com/rates/savings-certificates
All captured Sep 17, 2026
Kasasa Saver
Up to 1.00%APY
Links with free Kasasa Cash or Kasasa Cash Back checking account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Qualified rate tier for balances up to $50,000 when monthly qualifications in Kasasa Cash or Kasasa Cash Back checking account are met (at least 12 debit card purchases post/settle, at least 1 direct deposit or ACH post/settle, and enrolled in e-statements). | 1.00% | $100 | Qualified rate tier for balances up to $50,000 when monthly qualifications in Kasasa Cash or Kasasa Cash Back checking account are met (at least 12 debit card purchases post/settle, at least 1 direct deposit or ACH post/settle, and enrolled in e-statements). |
| Any balanceBase rate applied to all balances if checking account qualifications are not met during the monthly qualification cycle. | 0.05% | $5 | Base rate applied to all balances if checking account qualifications are not met during the monthly qualification cycle. |
| Over $50,000Qualified rate on portion of balance over $50,000 (0.35% dividend rate, resulting in 1.00%–0.64% APY depending on balance) when checking account monthly qualifications are met. | 0.64% | — | Qualified rate on portion of balance over $50,000 (0.35% dividend rate, resulting in 1.00%–0.64% APY depending on balance) when checking account monthly qualifications are met. |
Sources (2)
All captured Sep 17, 2026
Additional Savings
0.05%APY
Allows multiple savings accounts under the same account number with no minimum balance requirement or monthly fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum balance to earn APY is $25.00. No monthly fee.$25 and up | 0.05% | $5 | Minimum balance to earn APY is $25.00. No monthly fee. |
Sources (2)
All captured Sep 17, 2026
Share Savings
0.05%APY
Low minimum balance of $5.00 starts and maintains membership; shows Lanco FCU ownership.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upPays dividends on accounts with balances of $25.00 or more. Minimum balance requirement to open/maintain account is $5.00.$25 and up | 0.05% | $5 | Pays dividends on accounts with balances of $25.00 or more. Minimum balance requirement to open/maintain account is $5.00. |
Sources (3)
- lancofcu.com/personal/savings
- lancofcu.com/personal/savings/share-savings-account
- lancofcu.com/rates/savings-certificates
All captured Sep 17, 2026
Special-purpose accounts
IRA (Individual Retirement Account)
0.35%APY
Special retirement savings plans authorized by the Federal Government (including Traditional IRA, Roth IRA, and Coverdell Education Savings Account).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum balance to earn APY is $25.00.$25 and up | 0.35% | $35 | Minimum balance to earn APY is $25.00. |
Sources (2)
All captured Sep 17, 2026
Christmas Club
0.10%APY
Funds in Christmas club will be deposited to checking or savings account on the last business day of September. Early withdrawals incur an early withdrawal fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum balance to earn APY is $25.00.$25 and up | 0.10% | $10 | Minimum balance to earn APY is $25.00. |
Sources (2)
All captured Sep 17, 2026
Vacation Club
0.10%APY
Funds in vacation club will be deposited to checking or savings account on the last business day of April. Early withdrawals incur an early withdrawal fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum balance to earn APY is $25.00.$25 and up | 0.10% | $10 | Minimum balance to earn APY is $25.00. |
Sources (2)
All captured Sep 17, 2026
Hang Ten Savings
0.05%APY
For young members. Deposit at least $10.00 per month, and credit union adds $1.00 to the dividends earned that month. Funds held until member turns 18.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum balance to earn APY is $25.00. Deposit at least $10.00/month to receive an additional $1.00 added to monthly dividends.$25 and up | 0.05% | $5 | Minimum balance to earn APY is $25.00. Deposit at least $10.00/month to receive an additional $1.00 added to monthly dividends. |
Sources (2)
All captured Sep 17, 2026
Who can join Lanco Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.