Compare Bank & Credit Union Rates
Best savings rates in Philadelphia, PA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 106–120 results in Philadelphia, PA
- 0.03%APY$3 a year on $10,000
0.03% interest rate
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: $5 monthly maintenance fee waived by maintaining a $100 minimum daily balance.
0.03% interest rate · $5 monthly fee
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: $1 monthly maintenance fee waived by maintaining a $50 minimum daily balance.
0.03% interest rate · $1 monthly fee
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: $5 monthly fee waived by maintaining $300 daily balance, linking TD Beyond/Complete/Relationship Checking account, or for account holders age 18 or under / 62 or older. Standard APY applies to all tiers.
Offer: Standard APY for all tiers
$5 monthly fee
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.02% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: $0 minimum deposit to open in a financial center ($25 to open online). Rate is variable and may change after the account is opened. Fees could reduce earnings.
Offer: No minimum balance required to earn the APY. $0 minimum deposit to open in a financial center ($25 to open online). Rate is variable and may change after the account is opened. Fees could reduce earnings.
0.02% interest rate
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Begins earning interest with a balance of $150. Must deposit $100 to open. Maintain minimum daily balance of $250 to avoid $7 monthly service charge. 6 pre-authorized transfers per month. ATM POS not allowed.
Offer: Must maintain a minimum daily balance of $250 to avoid a monthly service charge of $7. Interest compounded daily and credited monthly.
0.02% interest rate · Compounded daily · $7 monthly fee
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Enables you to begin saving for final expenses. No pre-authorized withdrawals or transfers allowed. ATM services not available. Must deposit $100 to open ($10 in features text). Minimum balance to earn APY is $10.
Offer: No pre-authorized withdrawals or transfers allowed. ATM services are not available. Interest compounded daily and credited monthly.
0.02% interest rate · Compounded daily
Rate checked
More details - United Bank of PhiladelphiaUnited Blue Personal Money Market CheckingUnited Blue Personal Money Market Checking · $1,500 min · 0.02%–0.05% by balance
Bank · 1 branch
0.02%APY$2 a year on $10,000Requirements
Product: Minimum balance to earn APY is $1,500. Rates are subject to change at any time and are not guaranteed.
Offer: Minimum balance to earn APY is $1,500.
0.02% interest rate
Rate by balance
Rate by balance for United Blue Personal Money Market Checking Balance APY $1,500 – $2,500 0.02% $2,500 – $10,000 0.02% $10,000 – $100,000Your amount 0.02% $100,000 and up 0.05% Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Links to free 1873 High Interest Checking or 1873 Cash Back Checking account; requires at least one direct deposit, ACH credit, or ACH payment transaction and at least 12 debit card purchases post and settle per Monthly Qualification Cycle to receive reward rates.
Offer: If qualifications are not met in linked checking account.
Qualified rate · 0.02% interest rate · No monthly fee
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Opening establishes Ardent CU membership.
0.01% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Rate is variable and may change at any time after opening. Transfers to another account or third parties by preauthorized, automatic, or telephone transfers are limited to 6 per month. APY based on quarterly compounding. No monthly service fees.
Offer: Rates shown for ZIP 17061. Minimum opening deposit for accounts opened online is $0.01; accounts opened in person at a branch do not require an opening deposit.
0.01% interest rate · No monthly fee · Effective Nov 10, 2021
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Standard savings account. $5 monthly service fee can be avoided with $300 minimum daily balance, 1 automatic transfer of $25+ each fee period from linked Wells Fargo checking, 1 automatic transfer of $1+ each business day from linked checking, 1+ Save As You Go transfers from linked checking, or if the primary account owner is 24 years old or under.
Offer: Standard rate. Fee waived with $300 minimum daily balance, 1 automatic transfer of $25+ per fee period, 1 daily automatic transfer of $1+ each business day, 1+ Save As You Go transfer, or primary owner age 24 or under.
0.01% interest rate · $5 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Standard rate. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.01% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Philadelphia, PA
131 accounts at 43 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 2.50%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.50%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Philadelphia, PA-NJ-DE-MD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Freedom Credit UnionCredit union · 4 branches
- HEFCUCredit union · 1 branch
- Self Reliance Financial Federal Credit UnionCredit union · 4 branches