Bank · FDIC insured
United Bank of Philadelphia Savings Rates
United Bank of Philadelphia’s best savings rate is 0.02% APY on $10,000, with its United Blue Personal Money Market Checking. Rates checked October 16, 2026.
How United Bank of Philadelphia’s savings rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where United Bank of Philadelphia has the most branches. $10,000, best rate first.
This bank’s best
United Bank of Philadelphia
0.02%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $2
Personal Statement Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Comenity Capital Bank
4.05%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $405
United Bank of Philadelphia savings score
60
Savings score
Higher than 1% of U.S. banks and credit unions
- $1,000 balance$1,0000.02%
- $10,000 balance$10,0000.02%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.02%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where United Bank of Philadelphia ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
United Blue Personal Money Market Checking
0.02%APY
Minimum balance to earn APY is $1,500. Rates are subject to change at any time and are not guaranteed.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,500 – $2,500Minimum balance to earn APY is $1,500. | 0.02% | — | Minimum balance to earn APY is $1,500. |
| $2,500 – $10,000Minimum balance to earn APY is $1,500. | 0.02% | — | Minimum balance to earn APY is $1,500. |
| $10,000 – $100,000Minimum balance to earn APY is $1,500. | 0.02% | $2 | Minimum balance to earn APY is $1,500. |
| $100,000 and upMinimum balance to earn APY is $1,500. | 0.05% | — | Minimum balance to earn APY is $1,500. |
Sources (1)
- ubphila.com/rates · captured Sep 17, 2026
Burial Reserve Account
0.02%APY
Enables you to begin saving for final expenses. No pre-authorized withdrawals or transfers allowed. ATM services not available. Must deposit $100 to open ($10 in features text). Minimum balance to earn APY is $10.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upNo pre-authorized withdrawals or transfers allowed. ATM services are not available. Interest compounded daily and credited monthly.$10 and up | 0.02% | $2 | No pre-authorized withdrawals or transfers allowed. ATM services are not available. Interest compounded daily and credited monthly. |
Escrow Savings Account
0.02%APY
Minimum balance to open is $100. Minimum balance to earn APY is $150.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $150 and up | 0.02% | $2 |
Sources (1)
- ubphila.com/rates · captured Sep 17, 2026
Personal Statement Savings
0.02%APY
Begins earning interest with a balance of $150. Must deposit $100 to open. Maintain minimum daily balance of $250 to avoid $7 monthly service charge. 6 pre-authorized transfers per month. ATM POS not allowed.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $150 and upMust maintain a minimum daily balance of $250 to avoid a monthly service charge of $7. Interest compounded daily and credited monthly.$150 and up | 0.02% | $2 | Must maintain a minimum daily balance of $250 to avoid a monthly service charge of $7. Interest compounded daily and credited monthly. |
Secured Visa Savings
0.02%APY
Account used as collateral for Secured Visa Card. Must deposit $300 to open. Max deposit $5,000. Deposits permitted only to increase credit limits. Begin earning interest with a balance of $750. No monthly service charge.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $750 – $5,000Account used as collateral for Secured Visa Card. Deposits permitted only to increase credit limits. No monthly service charge. Interest compounded daily and credited monthly.$750 – $5,000 | 0.02% | — | Account used as collateral for Secured Visa Card. Deposits permitted only to increase credit limits. No monthly service charge. Interest compounded daily and credited monthly. |
Special-purpose accounts
IRA Statement Savings Account
0.02%APY
Minimum balance to open is $500. Minimum balance to earn APY is $50.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $50 and up | 0.02% | $2 |
Sources (1)
- ubphila.com/rates · captured Sep 17, 2026
United Blue Clubs Account
0.02%APY
Save for vacation, holiday, or education. Must deposit $10 to open. May not withdraw from account before maturity. Must maintain minimum balance of $10 to obtain disclosed APY. No monthly fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMay not withdraw from account before maturity. There is no monthly fee. Interest compounded daily and credited monthly.$10 and up | 0.02% | $2 | May not withdraw from account before maturity. There is no monthly fee. Interest compounded daily and credited monthly. |
Youth Savings
0.02%APY
Designed for young savers up to age 18. Must deposit $5 to open. No withdrawals until age 18. No monthly service charge.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0No monthly service charge. No withdrawals until age 18. Interest compounded daily and credited monthly.Over $0 | 0.02% | $2 | No monthly service charge. No withdrawals until age 18. Interest compounded daily and credited monthly. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.