Sharon Bank Savings & Money Market Rates

How Sharon Bank’s savings rates compare

Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Sharon Bank has the most branches. $10,000, best rate first.

This bank’s best
Sharon Bank
0.75%APY
Requires
Monthly account activity
Minimum
$100
Earns on $10,000 a year
$75
1873 Saver
Top rate
Woori America Bank
5.00%APY
Requires
Monthly account activity
Minimum
$1,000
Earns on $10,000 a year
$500
Woori America Bank rates
2nd-highest rate
Comenity Capital Bank
4.05%APY
Requires
None
Minimum
$100
Earns on $10,000 a year
$405
Comenity Capital Bank rates

Compare savings rates near you →

Savings score

Higher than 26% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.03%
$10,000 balance$10,0000.15%
$100,000 balance$100,0000.30%
QualifiedQualified0.75%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Sharon Bank ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the bank’s website. Earnings assume the rate doesn’t change.

1873 Saver

Up to 0.75%APYRequirements apply$100 to open

Links to free 1873 High Interest Checking or 1873 Cash Back Checking account; requires at least one direct deposit, ACH credit, or ACH payment transaction and at least 12 debit card purchases post and settle per Monthly Qualification Cycle to receive reward rates.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $50,000When linked checking qualifications are met.	0.75%	$75	When linked checking qualifications are met.
Any balanceIf qualifications are not met in linked checking account.	0.02%	$2	If qualifications are not met in linked checking account.
Over $50,000When linked checking qualifications are met. Interest rate is 0.25% on the portion of the average daily balance over $50,000.00, resulting in an APY range from 0.75% to 0.42% depending on balance.	0.42%	—	When linked checking qualifications are met. Interest rate is 0.25% on the portion of the average daily balance over $50,000.00, resulting in an APY range from 0.75% to 0.42% depending on balance.

Sources (2)

All captured Sep 17, 2026

Optimum Money Market

0.15%APY$5,000 to open

Avoid the $10 monthly maintenance fee by maintaining a $5,000 minimum daily balance. Limit of 6 free transactions per statement cycle; $10 fee for transactions thereafter.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $5,000Avoid the $10 monthly maintenance fee by maintaining a $5,000 minimum daily balance. Limit of 6 free transactions per statement cycle; $10 fee for transactions thereafter.	0.03%	—	Avoid the $10 monthly maintenance fee by maintaining a $5,000 minimum daily balance. Limit of 6 free transactions per statement cycle; $10 fee for transactions thereafter.
$5,000 – $10,000Avoid the $10 monthly maintenance fee by maintaining a $5,000 minimum daily balance. Limit of 6 free transactions per statement cycle; $10 fee for transactions thereafter.	0.10%	—	Avoid the $10 monthly maintenance fee by maintaining a $5,000 minimum daily balance. Limit of 6 free transactions per statement cycle; $10 fee for transactions thereafter.
$10,000 – $25,000Avoid the $10 monthly maintenance fee by maintaining a $5,000 minimum daily balance. Limit of 6 free transactions per statement cycle; $10 fee for transactions thereafter.	0.15%	$15	Avoid the $10 monthly maintenance fee by maintaining a $5,000 minimum daily balance. Limit of 6 free transactions per statement cycle; $10 fee for transactions thereafter.
$25,000 – $50,000Avoid the $10 monthly maintenance fee by maintaining a $5,000 minimum daily balance. Limit of 6 free transactions per statement cycle; $10 fee for transactions thereafter.	0.20%	—	Avoid the $10 monthly maintenance fee by maintaining a $5,000 minimum daily balance. Limit of 6 free transactions per statement cycle; $10 fee for transactions thereafter.
$50,000 – $100,000Avoid the $10 monthly maintenance fee by maintaining a $5,000 minimum daily balance. Limit of 6 free transactions per statement cycle; $10 fee for transactions thereafter.	0.25%	—	Avoid the $10 monthly maintenance fee by maintaining a $5,000 minimum daily balance. Limit of 6 free transactions per statement cycle; $10 fee for transactions thereafter.
$100,000 and upAvoid the $10 monthly maintenance fee by maintaining a $5,000 minimum daily balance. Limit of 6 free transactions per statement cycle; $10 fee for transactions thereafter.	0.30%	—	Avoid the $10 monthly maintenance fee by maintaining a $5,000 minimum daily balance. Limit of 6 free transactions per statement cycle; $10 fee for transactions thereafter.

Sources (2)

All captured Oct 16, 2026

Personal Gold Money Market

Up to 0.25%APY$25,000 to open

Avoid the $10 monthly maintenance fee by maintaining a $25,000 minimum daily balance. Includes unlimited deposits. Limit of 6 free transactions per statement cycle; $10 fee for transactions thereafter.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$25,000 – $50,000Avoid the $10 monthly maintenance fee by maintaining a $25,000 minimum daily balance. Limit of 6 free transactions per statement cycle; $10 fee for transactions thereafter.	0.10%	—	Avoid the $10 monthly maintenance fee by maintaining a $25,000 minimum daily balance. Limit of 6 free transactions per statement cycle; $10 fee for transactions thereafter.
$50,000 – $100,000Avoid the $10 monthly maintenance fee by maintaining a $25,000 minimum daily balance. Limit of 6 free transactions per statement cycle; $10 fee for transactions thereafter.	0.15%	—	Avoid the $10 monthly maintenance fee by maintaining a $25,000 minimum daily balance. Limit of 6 free transactions per statement cycle; $10 fee for transactions thereafter.
$100,000 and upAvoid the $10 monthly maintenance fee by maintaining a $25,000 minimum daily balance. Limit of 6 free transactions per statement cycle; $10 fee for transactions thereafter.	0.25%	—	Avoid the $10 monthly maintenance fee by maintaining a $25,000 minimum daily balance. Limit of 6 free transactions per statement cycle; $10 fee for transactions thereafter.

Sources (2)

All captured Oct 16, 2026

Premiere Money Market

0.05%APY$10,000 to open

Avoid the $10 monthly maintenance fee by maintaining a $10,000 minimum daily balance. Includes unlimited deposits. Limit of 6 free transactions per statement cycle; $10 fee for transactions thereafter.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$10,000 – $25,000Avoid the $10 monthly maintenance fee by maintaining a $10,000 minimum daily balance. Limit of 6 free transactions per statement cycle; $10 fee for transactions thereafter.	0.05%	$5	Avoid the $10 monthly maintenance fee by maintaining a $10,000 minimum daily balance. Limit of 6 free transactions per statement cycle; $10 fee for transactions thereafter.
$25,000 – $50,000Avoid the $10 monthly maintenance fee by maintaining a $10,000 minimum daily balance. Limit of 6 free transactions per statement cycle; $10 fee for transactions thereafter.	0.10%	—	Avoid the $10 monthly maintenance fee by maintaining a $10,000 minimum daily balance. Limit of 6 free transactions per statement cycle; $10 fee for transactions thereafter.
$50,000 and upAvoid the $10 monthly maintenance fee by maintaining a $10,000 minimum daily balance. Limit of 6 free transactions per statement cycle; $10 fee for transactions thereafter.	0.15%	—	Avoid the $10 monthly maintenance fee by maintaining a $10,000 minimum daily balance. Limit of 6 free transactions per statement cycle; $10 fee for transactions thereafter.

Sources (2)

All captured Oct 16, 2026

Money Market Checking

0.03%APY$1,000 to open

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
$1,000 and up	0.03%	$3

Sources (2)

All captured Oct 16, 2026

Money Market Savings

0.03%APY$1,000 to open

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
$1,000 and up	0.03%	$3

Sources (3)

All captured Oct 16, 2026

Passbook Savings

0.03%APY$50 to open

$1 monthly maintenance fee waived by maintaining a $50 minimum daily balance.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
$50 and up	0.03%	$3

Sources (3)

All captured Sep 17, 2026

Statement Savings

0.03%APY$100 to open

$5 monthly maintenance fee waived by maintaining a $100 minimum daily balance.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
$100 and up	0.03%	$3

Sources (3)

All captured Sep 17, 2026

Special-purpose accounts

Christmas Club

2.00%APYClub

Funds are sent by either check or internal transfer to Sharon Bank account in October of each calendar year. Partial withdrawals are not permitted. No penalty for early withdrawals.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
$50 and up	2.00%	$200

Sources (3)

All captured Sep 17, 2026

Vacation Club

2.00%APYClub

Funds are sent by either check or internal transfer to Sharon Bank account in April of each calendar year. Partial withdrawals are not permitted. No penalty for early withdrawals.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
$50 and up	2.00%	$200

Sources (3)

All captured Sep 17, 2026

Money Market IRA

0.03%APYIRA$100 to open

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
$100 and up	0.03%	$3

Sources (2)

All captured Oct 16, 2026

Junior Passbook Savings

0.03%APYKids and teens

Available for kids/young savers up to 18 years of age. No monthly maintenance fee.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
Any balance	0.03%	$3

Sources (3)

All captured Sep 17, 2026

Closed to new customers

Borrower's Select Money Market

3.50%APYRequirements apply$100 to open

Available to current borrowers. APY calculations are based on an assumed balance of $250,000.00 and $400,000.00 in your account, resulting in a range from 3.50% to 3.19% APY depending on the account's daily balance.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $500,000Qualifying requires being currently a borrower.	3.50%	$350	Qualifying requires being currently a borrower.
$500,000 – $750,000Qualifying requires being currently a borrower.	3.00%	—	Qualifying requires being currently a borrower.
Over $750,000Qualifying requires being currently a borrower.	2.75%	—	Qualifying requires being currently a borrower.

Sources (4)

All captured Oct 16, 2026

Opening an account

Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.

Visit institution website ↗Branches and institution details

← Sharon Bank overview

How Sharon Bank’s savings rates compare

Sharon Bank savings score

Current savings rates

1873 Saver

Optimum Money Market

Personal Gold Money Market

Premiere Money Market

Money Market Checking

Money Market Savings

Passbook Savings

Statement Savings

Special-purpose accounts

Christmas Club

Vacation Club

Money Market IRA

Junior Passbook Savings

Closed to new customers

Borrower's Select Money Market

Opening an account