Bank · FDIC insured
United Bank of Philadelphia
A $48.4M bank headquartered in Philadelphia, PA, with 1 branch in Pennsylvania. Best rates: CDs 0.30% and savings 0.02% APY.
United Bank of Philadelphia Carrot Score
60
Carrot Score
Higher than 0% of U.S. banks and credit unions
#116 of 118 in Philadelphia, PA-NJ-DE-MD metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About United Bank of Philadelphia
Headquartered in Philadelphia, Pennsylvania, United Bank of Philadelphia is a minority-owned commercial bank chartered and opened in 1992.
Founded to drive economic inclusion in urban communities, it was Pennsylvania's first commercial bank certified as a Community Development Financial Institution.
Serving the greater Philadelphia area, the bank specializes in Small Business Administration loans to support local businesses and entrepreneurs.
- Headquarters
- 1501 N Broad St, Philadelphia, PA 19122
- FDIC certificate
- 33568 ↗
Branches
1 branch in Pennsylvania
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Pennsylvania
1 branch
- United Bank of PhiladelphiaMain office1501 N Broad St, Philadelphia, PA 19122Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 16.58% | 12.77% | 16.04% or more |
| Troubled loansNoncurrent | 11.33% | 0.46% | 0.00% or less |
| ProfitabilityReturn on assets | -2.65% | 0.99% | 1.52% or more |
| LendingLoans per $100 deposited | $68 | $67 | — |
- CapitalLeverage ratio16.58%Peers’ middle 12.77% · Top 25% 16.04%+
- Troubled loansNoncurrent11.33%Peers’ middle 0.46% · Top 25% ≤0.00%
- ProfitabilityReturn on assets-2.65%Peers’ middle 0.99% · Top 25% 1.52%+
- LendingLoans per $100 deposited$68Peers’ middle $67
Compared with the 546 banks with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of United Bank of Philadelphia are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.