Compare Bank & Credit Union Rates
Best savings rates in Bethlehem, PA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Bethlehem, PA
- UnivestPersonal Money Market AccountPersonal Money Market Account · 3.60%–3.75% by balance
Bank · 1 branch
3.75%APY$375 a year on $10,000intro rateRequirements
Product: Requires new money not currently on deposit at Univest or its affiliates. Guaranteed promotional rate through December 31, 2026; converts to standard rates and terms starting January 1, 2027. Can be opened online or in-person at select locations, and in-person only at all other PA/NJ financial centers. Not available on business accounts. Withdrawal limitations apply.
Offer: For balances less than $5,000; guaranteed promotional rate until December 31, 2026 on new money not currently on deposit at Univest or its affiliates. Starting January 1, 2027, converts to standard rates and terms.
Promotional rate · No monthly fee
Rate by balance
Rate by balance for Personal Money Market Account Balance APY Up to $5,000 3.60% $5,000 and upYour amount 3.75% Rate checked
More details - 3.00%APY$300 a year on $10,000intro rate
Requirements
Product: Online-exclusive high-yield savings. $25 minimum to open. $5 monthly minimum-balance fee if average daily balance falls below $100, refunded with recurring direct deposit. Product spec states $0.01 minimum to earn interest; the rate table says no minimum. Interest compounded and credited quarterly. In-branch withdrawals are assessed a $15 fee.
Offer: Rate after the 6-month Online Savings New Customer Special introductory period; variable and may change at any time. No minimum balance to earn interest.
Promotional rate · 2.97% interest rate · $5 monthly fee · Effective Aug 12, 2026
Rate checked
More details - Peoples Security Bank & TrustOnline SavingsSavings · $25 min · 3.00%–3.21% by balance
Bank · 1 branch
3.00%APY$300 a year on $10,000intro rateRequirements
Product: Online-exclusive high-yield savings. $25 minimum to open. $5 monthly minimum-balance fee if average daily balance falls below $100, refunded with recurring direct deposit. Product spec states $0.01 minimum to earn interest; the rate table says no minimum. Interest compounded and credited quarterly. In-branch withdrawals are assessed a $15 fee.
Offer: New Customer Special: 3.35% promotional interest rate for the first 6 months. 3.21% is a blended APY over the first 12 months, not a standalone post-promo APY. New customers only; anyone who currently has or had an open PSBT account in the past six months is ineligible. After 6 months the account converts to the standard Online Savings rate. No minimum balance to earn interest. Promo as-of dates conflict: 2026-08-12 on the deposit-rate page vs 2026-07-21 on the product page.
Promotional rate · 3.35% interest rate · $5 monthly fee · Effective Aug 12, 2026
Rate by balance
Rate by balance for Online Savings Balance APY Any balance 3.21% Over $0Your amountStandard variable Online Savings rate. Rate table states no minimum balance to obtain APY; product spec states $0.01 minimum to earn. $5 monthly fee if average daily balance is below $100; refunded with recurring direct deposit. 3.00% Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Enhanced rates require being the primary owner of a qualifying MaxEarnings Checking account. Variable rates; no minimum balance required to earn interest. Product page: $5 monthly fee if average daily balance falls below $25, refunded with recurring direct deposit. Comparison table instead uses a $100 average-daily-balance threshold and $0/$5 fee. Interest compounding is stated as monthly on the product page and quarterly in one feature blurb.
Offer: Qualifying tier 1: primary owner on a qualifying MaxEarnings Checking account. Rate paid on the entire balance when daily balance is at least $0.01 and less than $25,000. Variable; no minimum balance to earn interest. $5 monthly fee if average daily balance is below the stated threshold; waived/refunded with recurring direct deposit.
Qualified rate · 2.96% interest rate · $5 monthly fee · Effective Oct 6, 2026
Rate checked
More details - Penn Community BankPremium Money MarketPremium Money Market · $2,500 min · 2.75%–3.25% by balance
Bank · 1 branch
2.75%APY$275 a year on $10,000Requirements
Product: Rates are variable and may change at any time without prior notice. APY assumes minimum reinvestment at the same rate for an annual period. Fees may reduce earnings.
Offer: Credited end of month.
2.72% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Premium Money Market Balance APY $2,500 and upYour amount 2.75% $50,000 and up 3.00% $250,000 and up 3.25% Rate checked
More details - Bethlehem 1st Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.00%–2.00% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Rates are tiered based on balances and can change monthly based on market conditions. This is not a share draft or checking account and should not be used in place of one. Reg D limits apply.
0.00% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,500 0.00% $1,500 – $10,000 1.00% $10,000 – $25,000Your amount 1.25% $25,000 – $50,000 1.50% $50,000 and up 2.00% Rate checked
More details - People First Federal Credit UnionMoney MarketMoney Market · $0 min · 0.00%–2.30% by balance
Credit union · 1 branch
1.05%APY$105 a year on $10,000Requirements
Product: Money Market Accounts that fall below the $2,500 minimum will not receive a dividend. Rates are subject to change at any time without notice. Money Market Accounts have a variable rate. Withdrawals could reduce earnings. Write up to a total of 6 checks per month.
Offer: Accounts that fall below the $2,500 minimum will not receive a dividend.
0.00% interest rate · Effective Feb 10, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.75% $10,000 – $25,000Your amount 1.05% $25,000 – $75,000 1.30% $75,000 – $250,000 1.55% $250,000 – $1,000,000 1.80% $1,000,000 and up 2.30% Rate checked
More details - Visions Federal Credit UnionFlex Money MarketFlex Money Market · $5,000 min · 1.00%–2.00% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,0001.00% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Flex Money Market Balance APY Up to $100,000Your amount 1.00% $100,000 – $250,000 1.25% $250,000 – $500,000 1.50% $500,000 – $1,000,000 1.75% $1,000,000 and up 2.00% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.85%–2.46% by balance
Bank · 2 branches
0.90%APY$90 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Diamond tier with $1,000,000 combined balance.
Qualified rate · 0.85% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.85% $9,999 – $24,999Your amount 0.90% $24,999 – $49,999 1.06% $49,999 – $99,999 1.45% $99,999 – $249,999 2.15% $249,999 – $999,999 2.46% $999,999 – $1,999,999 2.46% Over $1,999,999 2.46% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.70%–2.30% by balance
Bank · 2 branches
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Platinum tier with $250,000 combined balance.
Qualified rate · 0.70% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.70% $9,999 – $24,999Your amount 0.75% $24,999 – $49,999 0.90% $49,999 – $99,999 1.30% $99,999 – $249,999 2.00% $249,999 – $999,999 2.30% $999,999 – $1,999,999 2.30% Over $1,999,999 2.30% Rate checked
More details - Fidelity BankPersonal Money MarketPersonal Money Market · $2,500 min · 0.00%–2.01% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Published rates apply for clients with Relationship Checking, Performance Checking, or Fidelity Choice Banking (Fidelity, Classic, or Green Choice Checking); non-package rates are not published and require calling 1-800-388-4380 or visiting a branch. Minimum opening deposit $2,500. Minimum daily balance $2,500 to obtain the stated APY. Monthly service charge $15 when balance is $0.00–$2,499.99 and $0 at $2,500 and over. APY is variable and may change at any time, including after the account is opened; fees may reduce earnings. Interest paid monthly. Rates based on account type (Reliance, Relationship, Performance).
Offer: Reliance rate. $2,500 minimum daily balance to obtain APY. $15 monthly service charge waived at $2,500 and over. APY variable; fees may reduce earnings. Published package rates require Relationship Checking, Performance Checking, or Fidelity Choice Banking.
Qualified rate · 0.00% interest rate · $15 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $2,499 0.00% $2,500 – $25,000Your amountPerformance rate. 0.75% $25,000 – $100,000Performance rate. 1.05% $100,000 – $250,000Performance rate. 1.55% $250,000 – $500,000Performance rate. 1.55% $500,000 and upPerformance rate. 2.01% Rate checked
More details - Fidelity BankPlatinum Money MarketPlatinum Money Market · $0 min · 0.00%–2.01% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Available to Wealth Management clients. APY is variable and may change at any time, including after the account is opened; fees may reduce earnings. Opening minimum and monthly fee are not restated on the Platinum schedule.
Offer: Platinum rate for Wealth Management clients. APY variable; fees may reduce earnings.
Qualified rate · 0.00% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY Up to $2,499 0.00% $2,500 – $25,000Your amount 0.75% $25,000 – $100,000 1.15% $100,000 – $250,000 1.75% $250,000 – $500,000 1.75% $500,000 and up 2.01% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.60%–2.20% by balance
Bank · 2 branches
0.65%APY$65 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Gold tier with $50,000 combined balance.
Qualified rate · 0.60% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.60% $9,999 – $24,999Your amount 0.65% $24,999 – $49,999 0.80% $49,999 – $99,999 1.20% $99,999 – $249,999 1.90% $249,999 – $999,999 2.20% $999,999 – $1,999,999 2.20% Over $1,999,999 2.20% Rate checked
More details - Fidelity BankPersonal Money MarketPersonal Money Market · $2,500 min · 0.60%–1.70% by balance
Bank · 1 branch
0.60%APY$60 a year on $10,000with conditionsRequirements
Product: Published rates apply for clients with Relationship Checking, Performance Checking, or Fidelity Choice Banking (Fidelity, Classic, or Green Choice Checking); non-package rates are not published and require calling 1-800-388-4380 or visiting a branch. Minimum opening deposit $2,500. Minimum daily balance $2,500 to obtain the stated APY. Monthly service charge $15 when balance is $0.00–$2,499.99 and $0 at $2,500 and over. APY is variable and may change at any time, including after the account is opened; fees may reduce earnings. Interest paid monthly. Rates based on account type (Reliance, Relationship, Performance).
Offer: Relationship rate. $2,500 minimum daily balance to obtain APY. $15 monthly service charge waived at $2,500 and over. APY variable; fees may reduce earnings. Published package rates require Relationship Checking, Performance Checking, or Fidelity Choice Banking.
Qualified rate · 0.60% interest rate · $15 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY $2,500 – $25,000Your amount 0.60% $25,000 – $100,000 0.80% $100,000 – $250,000 1.00% $250,000 – $500,000 1.25% $500,000 and up 1.70% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.50%–2.10% by balance
Bank · 2 branches
0.55%APY$55 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Silver tier with $25,000 combined balance.
Qualified rate · 0.50% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.50% $9,999 – $24,999Your amount 0.55% $24,999 – $49,999 0.70% $49,999 – $99,999 1.10% $99,999 – $249,999 1.79% $249,999 – $999,999 2.10% $999,999 – $1,999,999 2.10% Over $1,999,999 2.10% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Bethlehem, PA
61 accounts at 18 banks and credit unions · checked Oct 16–22
- Typical
- 0.05%
- Top 10% from
- 1.05%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.18%
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Allentown, PA-NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- APCI Federal Credit UnionCredit union · 1 branch
- AmericanBankBank · 1 branch
- Quaint Oak BankBank · 1 branch