Bank · FDIC insured
Univest Savings Rates
Univest’s best savings rate is 3.75% APY on $10,000, with its Personal Money Market Account. Rates checked October 16, 2026.
How Univest’s savings rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Univest has the most branches. $10,000, best rate first.
This bank’s best
Univest
3.75%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $375
Personal Money Market Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Comenity Capital Bank
4.05%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $405
Univest savings score
97
Savings score
Higher than 99% of U.S. banks and credit unions
- $1,000 balance$1,0003.60%
- $10,000 balance$10,0003.75%
- $100,000 balance$100,0003.75%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Univest ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Personal Money Market Account
3.75%APY
Requires new money not currently on deposit at Univest or its affiliates. Guaranteed promotional rate through December 31, 2026; converts to standard rates and terms starting January 1, 2027. Can be opened online or in-person at select locations, and in-person only at all other PA/NJ financial centers. Not available on business accounts. Withdrawal limitations apply.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000For balances less than $5,000; guaranteed promotional rate until December 31, 2026 on new money not currently on deposit at Univest or its affiliates. Starting January 1, 2027, converts to standard rates and terms. | 3.60% | — | For balances less than $5,000; guaranteed promotional rate until December 31, 2026 on new money not currently on deposit at Univest or its affiliates. Starting January 1, 2027, converts to standard rates and terms. |
| $5,000 and upGuaranteed promotional rate through December 31, 2026 with a minimum daily balance of $5,000 on new money not currently on deposit at Univest or its affiliates. Starting January 1, 2027, converts to standard rates and terms. | 3.75% | $375 | Guaranteed promotional rate through December 31, 2026 with a minimum daily balance of $5,000 on new money not currently on deposit at Univest or its affiliates. Starting January 1, 2027, converts to standard rates and terms. |
Sources (1)
- univest.net/money-market-promo · captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.