Bank · FDIC insured
Univest
A $8.2B bank, the 193rd largest of 4,207, headquartered in Souderton, PA, with 39 branches in 3 states. Best rates: CDs 2.00% and savings 3.75% APY.
Univest Carrot Score
73
Carrot Score
Higher than 35% of U.S. banks and credit unions
#70 of 118 in Philadelphia, PA-NJ-DE-MD metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Univest
- Headquarters
- 790 Route 113, Souderton, PA 18964
- FDIC certificate
- 7759 ↗
Branches
39 branches in 3 states
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Pennsylvania
36 branches
Philadelphia area · 24
- Univest Bank and Trust Co.Main office790 Route 113, Souderton, PA 18964Directions
- Blue Bell Branch694 Dekalb Pike, Blue Bell, PA 19422Directions
- Suburban Community Bank Branch195 E Butler Ave, Chalfont, PA 18914Directions
- Collegeville Branch380 Water Loop Dr, Collegeville, PA 19426Directions
- Line Lexington Branch990 Bethlehem Pike, Colmar, PA 18915Directions
- Doylestown Branch1980 S Easton Rd, Doylestown, PA 18901Directions
- East Greenville Branch321 Main St, East Greenville, PA 18041Directions
- Vernfield Branch2870 Shelly Rd, Harleysville, PA 19438Directions
- Lansdale Area Branch120 Forty Foot Rd, Hatfield, PA 19440Directions
- Lahaska Branch5871 York Road, Lahaska, PA 18931Directions
- Milford Branch1950 John Fries Highway, Milford Square, PA 18935Directions
- Montgomery Branch986 Bethlehem Pike, Montgomeryville, PA 18936Directions
- Newtown Branch15 Swamp Rd, Newtown, PA 18940Directions
- Fairmount Branch1642 Fairmount Ave, Philadelphia, PA 19130Directions
- Mount Airy Branch7226 Germantown Ave, Philadelphia, PA 19119Directions
- Philadelphia Branch401 Rhawn St, Philadelphia, PA 19111Directions
- South Philadelphia Branch1536 S Broad St, Philadelphia, PA 19146Directions
- University City Branch3601 Market St, Philadelphia, PA 19104Directions
- Richboro Branch940 2nd Street Pike, Richboro, PA 18954Directions
- Skippack Office Branch4258 Township Line Rd, Schwenksville, PA 19473Directions
- Souderton Branch15 Washington Avenue, Souderton, PA 18964Directions
- Franconia Branch500 Harleysville Pike, Telford, PA 18969Directions
- Warminster Branch1041 York Rd, Warminster, PA 18974Directions
- West Chester Branch200 N High St, West Chester, PA 19380Directions
Lancaster area · 5
- Georgetown Branch1135 Georgetown Rd, Christiana, PA 17509Directions
- Intercourse Branch1 Heritage Dr, Gordonville, PA 17529Directions
- New Holland Branch689 West Main Street, New Holland, PA 17557Directions
- Strasburg Branch216 Hartman Bridge Rd, Ronks, PA 17572Directions
- Willow Street Branch90 Willow Valley Lakes Dr, Willow Street, PA 17584Directions
Allentown area · 2
- Hamilton Crossing Branch5089 Hamilton Blvd, Allentown, PA 18106Directions
- Bethlehem Branch574 Main St, Bethlehem, PA 18018Directions
Pittsburgh area · 2
- Cranberry Branch51 Dutilh Road, Cranberry, PA 16066Directions
- Forest Hills Branch1501 Ardmore Blvd, Pittsburg, PA 15221Directions
Harrisburg area · 1
- Mechanicsburg Branch4601 Carlisle Pike, Mechanicsburg, PA 17050Directions
Reading area · 1
- West Lawn Branch1103 Rocky Rd, Reading, PA 19609Directions
York area · 1
- York Branch2901 Whiteford Rd, York, PA 17402Directions
Maryland
2 branches
- South Baltimore Branch175 W Ostend Street, Baltimore, MD 21230Directions
- Greenspring Valley Branch10801 Tony Dr, Lutherville, MD 21093Directions
New Jersey
1 branch
- Ocean City Branch921 West Ave, Ocean City, NJ 08226Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.73% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.62% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.28% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $100 | $88 | — |
- CapitalLeverage ratio9.73%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.62%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.28%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$100Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Univest are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.