Credit union · NCUA insured
Visions Federal Credit Union Savings Rates
Visions Federal Credit Union’s best savings rate is 1.00% APY on $10,000, with its Flex Money Market. Rates checked October 16, 2026.
How Visions Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Binghamton, NY, where Visions Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Visions Federal Credit Union
1.00%APY
- Minimum
- $5,000
- Earns on $10,000 a year
- $100
Flex Money Market
Top rate
Peoples Security Bank & Trust
3.00%APY
- Minimum
- $25
- Earns on $10,000 a year
- $300
2nd-highest rate
GHS FCU
1.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $125
Visions Federal Credit Union savings score
83
Savings score
Higher than 63% of U.S. banks and credit unions
- $1,000 balance$1,0000.01%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.25%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Visions Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Flex Money Market
1.00%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $100,000 | 1.00% | $100 |
| $100,000 – $250,000 | 1.25% | — |
| $250,000 – $500,000 | 1.50% | — |
| $500,000 – $1,000,000 | 1.75% | — |
| $1,000,000 and up | 2.00% | — |
Sources (2)
- visionsfcu.org/rates/shares · captured Sep 30, 2026
- visionsfcu.org/products/flexmoneymarket · captured Sep 25, 2026
Primary Share
0.01%APY
Required for membership, limit one per member, must maintain $1 minimum balance.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Over $0 | 0.01% | $1 |
Who can join Visions Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Family and household
- Individuals are eligible for membership if their parents or siblings (immediate family) are already members at Visions.
Cost to join
- Visions membership requires a $1 minimum deposit for lifetime membership.
Membership information collected October 5, 2026.