Compare Bank & Credit Union Rates
Best savings rates in New York
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 406–420 results in New York
- 0.15%APY$15 a year on $10,000
Requirements
Product: Represents ownership share in Mohawk Valley FCU.
0.15% interest rate · Effective Apr 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Special savings account for dedicated goals (such as vacation, Christmas, taxes, tuition) with no monthly fees.
No monthly fee
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Membership requires maintaining a minimum balance of $5.00 in a regular share (savings) account.
Offer: Minimum balance of $5 required to open, avoid service fees, and earn the stated APY.
Rate checked
More details - Greylock Federal Credit UnionShare PreferredSavings · $15 min · 0.10%–0.20% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Tiered rate savings account. Daily balance method used for dividend calculation. If balance falls below $2,500.00 but remains equal to or above $15.00, standard Share rate applies.
0.10% interest rate · Effective Aug 17, 2026
Rate by balance
Rate by balance for Share Preferred Balance APY Up to $2,500 0.10% $2,500 – $100,000Your amount 0.15% $100,000 and up 0.20% Rate checked
More details - CVPH Employees FCUMoney Market Share AccountsMoney Market Share Accounts · $5,000 min · 0.15%–0.40% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Must maintain minimum daily balance of $5,000.00. If an account is closed prior to the end of the month in which interest is posted to each account, the accrued interest for the month will be forfeited. All rates subject to change without notice.
0.15% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market Share Accounts Balance APY $5,000 – $25,000Your amount 0.15% $25,000 – $50,000 0.20% $50,000 – $75,000 0.30% $75,000 – $100,000 0.35% $100,000 and up 0.40% Rate checked
More details - Bank of HollandMoney Market SavingsMoney Market Savings · $0 min · 0.05%–0.70% by balance
Bank · 3 branches
0.15%APY$15 a year on $10,0000.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,500 0.05% $2,500 – $25,000Your amount 0.15% $25,000 – $50,000 0.40% $50,000 – $100,000 0.40% $100,000 – $200,000 0.50% $200,000 and up 0.70% Rate checked
More details - Northern Credit UnionEasy Savings Account NYSavings · $0 min · 0.10%–0.15% by balance
Credit union · 10 branches
0.15%APY$15 a year on $10,000Requirements
Product: No minimum opening deposit requirement. Keep saving with automatic monthly deposits of $25 or more. One withdrawal or transfer permitted per monthly statement cycle.
Offer: Blended rate tier structure: earns 0.10% APY on all balances up to $499.99.
Effective Jun 1, 2023
Rate by balance
Rate by balance for Easy Savings Account NY Balance APY Up to $500 0.10% $500 – $2,500 0.14% $2,500 – $5,000Blended rate tier structure: advertised as 0.14% - 0.15% APY (0.10% on first $499.99, 0.15% on balance between $500.00 and $9,999.99). 0.15% $5,000 – $10,000 0.15% $10,000 and upYour amount 0.15% Rate checked
More details - Northern Credit UnionBasic Savings Account NYSavings · $5 min · 0.10%–0.20% by balance
Credit union · 10 branches
0.15%APY$15 a year on $10,000Requirements
Product: Open with $5 credit union membership deposit. Earn dividends on balances of $50 or more. Dividends earned on $60 or less would be less than 1 cent, therefore dividends do not pay out until balance reaches at least $61. Optional overdraft protection on checking account.
Offer: Dividends earned on $60 or less in the account would be less than 1 cent, therefore dividends would not pay out until the account balance reaches at least $61.
Effective Dec 1, 2022
Rate by balance
Rate by balance for Basic Savings Account NY Balance APY Up to $50 0.10% Up to $5,000 0.10% $5,000 – $25,000Your amount 0.15% $25,000 and up 0.20% Rate checked
More details - Kaleida Health Federal Credit UnionRegular Share (Savings) AccountSavings · $500 min
Credit union · 3 branches
0.15%APY$15 a year on $10,000Requirements
Product: Open to healthcare workers in Erie or Niagara County, NY, or employees of Kaleida Health or Brylin Hospital, and their families. Minimum deposit of $6 to establish membership.
Offer: Dividends paid quarterly on balances over $500.
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Offer: Earn dividends on min. balance of $100.00; $5 minimum balance requirement; checking overdraft protection available.
0.15% interest rate · Effective Jan 15, 2025
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Variable-rate interest-bearing passbook savings account. Interest compounded daily and credited quarterly. If closed before interest is credited, accrued interest is not received. Excess activity fee of $10 applies if Regulation D limits are exceeded.
Offer: Must maintain a balance of at least $500 each day to obtain disclosed APY; no interest earned below $500. Account closed and $10 fee charged if balance falls below $300.
0.15% interest rate · Compounded daily · No monthly fee · Effective Jan 2, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Primary account representing share of ownership in Credit Union. Minimum balance of $5.00 to remain open and active. Par value of membership share is $25 ($5 for existing memberships transitioning to $25). Dividends paid quarterly based on average daily balance/quarterly balance.
Offer: Early withdrawal penalty is 30 days of accrued dividends. Dividends disbursed and compounded on the last day of the quarter.
0.15% interest rate · Balance cap $25,000
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Basic share savings account establishing credit union membership. Gives access to products and services including online/mobile banking.
Offer: Minimum balance over $250 to earn stated rate. Opening deposit of $5.00 required.
0.15% interest rate · Effective Jan 31, 2026
Rate checked
More details - TEG Federal Credit UnionMoney Market AccountsMoney Market Accounts · $1,000 min · 0.15%–0.50% by balance
Credit union · 9 branches
0.15%APY$15 a year on $10,000Requirements
Product: Open to members who live, work, worship, or attend school in Dutchess, Orange, Rockland, Putnam, Sullivan, Ulster, and Westchester counties. A $5 minimum share account balance is required for TEGFCU membership. Maximum of 6 withdrawals or transfers per month (no more than 3 by check/draft). Dividends are compounded and declared/credited on the last day of the month.
Offer: Daily minimum balance tier $1,000-$49,999.99. Minimum to open account is $1,000.00.
0.15% interest rate · Effective Jun 1, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $1,000 – $50,000Your amount 0.15% $50,000 – $100,000 0.25% $100,000 and up 0.50% Rate checked
More details - 0.12%APY$12 a year on $10,000
Requirements
Product: Minimum balance of $25 (share par value) required to maintain membership. Dividends are compounded and credited quarterly on the last day of the quarter.
Effective Oct 1, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in New York
719 accounts at 293 banks and credit unions · checked Oct 22–24
- Typical
- 0.20%
- Top 10% from
- 2.71%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
New York
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- SJP Federal Credit UnionCredit union · 1 branch
- Ontario Shores FCUCredit union · 5 branches