Bank · FDIC insured
Bank of Holland Savings Rates
Bank of Holland’s best savings rate is 0.15% APY on $10,000, with its Money Market Savings. Rates checked October 16, 2026.
How Bank of Holland’s savings rates compare
Compared with banks and credit unions near Buffalo, NY, where Bank of Holland has the most branches. $10,000, best rate first.
This bank’s best
Bank of Holland
1.25%APY
- Requires
- Monthly account activity
- Minimum
- $0.01
- Earns on $10,000 a year
- $125
Advantage Savings
Top rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
2nd-highest rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
Bank of Holland savings score
73
Savings score
Higher than 33% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.50%
- QualifiedQualified1.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bank of Holland ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Advantage Savings
Up to 1.25%APY
Linked to Advantage Plus Checking account. To earn qualifying tiered APY, must meet Advantage Plus Checking qualifications each monthly qualification cycle (enrolled in and log in to Online Banking, enrolled in e-Statements, at least 1 direct deposit or automatic ACH payment post and settle, and at least 12 signature-based debit card purchases post and settle). If qualifications are not met, all balances earn 0.05% APY. Limit one account per SSN.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Requires meeting monthly qualification cycle requirements on linked Advantage Plus Checking account. | 1.25% | $125 | Requires meeting monthly qualification cycle requirements on linked Advantage Plus Checking account. |
| Any balanceBase rate applied to all balances if monthly qualifications in Advantage Plus Checking are not met. | 0.05% | $5 | Base rate applied to all balances if monthly qualifications in Advantage Plus Checking are not met. |
| Over $25,000Portion of balance over $25,000 earns 0.35% interest rate, resulting in 1.25% - 0.53% (or 0.35%) APY depending on balance, when Advantage Plus Checking monthly qualifications are met. | 0.35% | — | Portion of balance over $25,000 earns 0.35% interest rate, resulting in 1.25% - 0.53% (or 0.35%) APY depending on balance, when Advantage Plus Checking monthly qualifications are met. |
Sources (2)
All captured Sep 17, 2026
Money Market Savings
0.15%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.05% | — |
| $2,500 – $25,000 | 0.15% | $15 |
| $25,000 – $50,000 | 0.40% | — |
| $50,000 – $100,000 | 0.40% | — |
| $100,000 – $200,000 | 0.50% | — |
| $200,000 and up | 0.70% | — |
Sources (2)
All captured Sep 17, 2026
Passbook Savings (C)
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (1)
- bankofhollandny.com/deposit-rates · captured Sep 17, 2026
Statement Savings
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
Health Savings (B)
0.05%APY
Available for adults under 65 covered by a high-deductible health plan (HDHP) and not enrolled in Medicare. Provides tax-free deductions, earnings, and withdrawals for qualified medical expenses.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (2)
All captured Sep 17, 2026
Holiday/Christmas Club
0.05%APY
Funds disbursed in late October by check or deposited into Bank of Holland account. Penalty on interest earnings for early withdrawal.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFunds disbursed in late October. Penalty on interest earnings for early withdrawal.Any balance | 0.05% | $5 | Funds disbursed in late October. Penalty on interest earnings for early withdrawal. |
Sources (2)
All captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.