Credit union · NCUA insured
TEG Federal Credit Union Savings Rates
TEG Federal Credit Union’s best savings rate is 0.15% APY on $10,000, with its Money Market Accounts. Rates checked October 16, 2026.
How TEG Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Kiryas Joel, NY, where TEG Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
TEG Federal Credit Union
0.15%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $15
Money Market Accounts
Top rate
Beacon Bank
3.20%APY
- Requires
- Another account
- Minimum
- $250
- Earns on $10,000 a year
- $320
2nd-highest rate
International Bank of Chicago
3.20%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $320
TEG Federal Credit Union savings score
68
Savings score
Higher than 21% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where TEG Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Accounts
0.15%APY
Open to members who live, work, worship, or attend school in Dutchess, Orange, Rockland, Putnam, Sullivan, Ulster, and Westchester counties. A $5 minimum share account balance is required for TEGFCU membership. Maximum of 6 withdrawals or transfers per month (no more than 3 by check/draft). Dividends are compounded and declared/credited on the last day of the month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $50,000Daily minimum balance tier $1,000-$49,999.99. Minimum to open account is $1,000.00. | 0.15% | $15 | Daily minimum balance tier $1,000-$49,999.99. Minimum to open account is $1,000.00. |
| $50,000 – $100,000Daily minimum balance tier $50,000-$99,999.99. Minimum to open account is $1,000.00. | 0.25% | — | Daily minimum balance tier $50,000-$99,999.99. Minimum to open account is $1,000.00. |
| $100,000 and upDaily minimum balance tier $100,000 and over. Minimum to open account is $1,000.00. | 0.50% | — | Daily minimum balance tier $100,000 and over. Minimum to open account is $1,000.00. |
Primary Share Accounts
0.05%APY
A $5 minimum share account balance is required for TEGFCU membership. Dividends declared on the last day of the month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDaily minimum of $100 to earn dividends.$100 and up | 0.05% | $5 | Daily minimum of $100 to earn dividends. |
Special Savings Accounts
0.05%APY
A $5 minimum share account balance is required for TEGFCU membership. Dividends declared on the last day of the month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDaily minimum of $100 to earn dividends.$100 and up | 0.05% | $5 | Daily minimum of $100 to earn dividends. |
Special-purpose accounts
Custodial Savings Accounts
0.05%APY
A $5 minimum share account balance is required for TEGFCU membership. Dividends declared on the last day of the month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDaily minimum of $100 to earn dividends.$100 and up | 0.05% | $5 | Daily minimum of $100 to earn dividends. |
Sources (1)
- tegfcu.com/rates/deposit-rates · captured Sep 17, 2026
Holiday Club Accounts
0.05%APY
Payout occurs in October. Early withdrawals are subject to a fee. A $5 minimum share account balance is required for TEGFCU membership. Dividends declared on the last day of the month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDaily minimum of $100 to earn dividends.$100 and up | 0.05% | $5 | Daily minimum of $100 to earn dividends. |
Who can join TEG Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to individuals who live, work, worship, or attend school in Dutchess, Orange, Rockland, Putnam, Sullivan, Ulster, and Westchester counties.
Family and household
- Membership is open to immediate families of eligible individuals who live, work, worship, or attend school in Dutchess, Orange, Ulster, Putnam, Rockland, Sullivan, and Westchester County, NY.
Other ways
- Business membership is available to eligible businesses in or doing business in Dutchess, Orange, Ulster, Putnam, Sullivan, Westchester, or Rockland County and registered to do business in New York State.
Cost to join
- A minimum deposit of $5 opens the door to credit union membership benefits.
Membership information collected October 5, 2026.