Credit union · NCUA insured
NorthCountry Federal Credit Union Savings Rates
Top CarrotNorthCountry Federal Credit Union’s best savings rate is 1.50% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How NorthCountry Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Burlington, VT, where NorthCountry Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
NorthCountry Federal Credit Union
1.50%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $150
Money Market Account
Top rate
The Business Bank
3.00%APY
- Requires
- Another account
- Minimum
- $0
- Earns on $10,000 a year
- $300
3rd-highest rate
EastRise Credit Union
1.50%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $150
NorthCountry Federal Credit Union savings score
88
Savings score
Higher than 81% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0001.50%
- $100,000 balance$100,0002.35%
- QualifiedQualified1.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where NorthCountry Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
1.50%APY
Membership requires living, working, attending school, or worshipping in eligible VT, NH, or NY counties, or immediate relative of existing member, with a $5 minimum balance maintained in a share (savings) account. Up to six electronic transfers out or check withdrawals per month, unlimited teller transactions.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,000 – $9,999 | 1.40% | — |
| $10,000 – $24,999 | 1.50% | $150 |
| $25,000 – $49,999 | 1.55% | — |
| $50,000 – $99,999 | 2.10% | — |
| $100,000 – $249,999 | 2.35% | — |
| $250,000 and up | 2.75% | — |
Sources (2)
- northcountry.org/resources/planning/account-rates
- northcountry.org/save/accounts…gs/money-market-accounts
All captured Oct 15, 2026
Kasasa Saver
Up to 1.10%APY
Pairs with Kasasa checking account; monthly checking rewards are transferred to Kasasa Saver.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceQualifying APY when monthly qualifications are met. No minimum balance or service fee.Any balance | 1.10% | $110 | Qualifying APY when monthly qualifications are met. No minimum balance or service fee. |
| Any balanceBase APY if monthly qualifications are not met. No minimum balance or service fee.Any balance | 0.05% | $5 | Base APY if monthly qualifications are not met. No minimum balance or service fee. |
Sources (2)
- northcountry.org/resources/planning/account-rates
- northcountry.org/spend/account…savers-checking-accounts
All captured Sep 25, 2026
Savings
0.15%APY
Membership requires maintaining a minimum balance of $5.00 in a regular share (savings) account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum balance of $5 required to open, avoid service fees, and earn the stated APY.$5 and up | 0.15% | $15 | Minimum balance of $5 required to open, avoid service fees, and earn the stated APY. |
Sources (2)
All captured Sep 25, 2026
Special Savings Account
0.15%APY
Special savings account for dedicated goals (such as vacation, Christmas, taxes, tuition) with no monthly fees.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.15% | $15 |
Sources (2)
- northcountry.org/resources/planning/account-rates
- northcountry.org/save/accounts…special-savings-accounts
All captured Sep 25, 2026
Special-purpose accounts
Health Savings Account
0.15%APY
Designed for individuals and families with high-deductible health coverage plans (HDHP). No minimum balance or monthly service fees.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.15% | $15 |
Sources (2)
- northcountry.org/resources/planning/account-rates
- northcountry.org/save/accounts…lth-savings-accounts-hsa
All captured Sep 25, 2026
Who can join NorthCountry Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to people who live, work, attend school, or worship in qualifying counties in Vermont, New Hampshire, and New York: Addison (VT), Caledonia (VT), Chittenden (VT), Clinton (NY), Coos (NH), Essex (VT), Franklin (VT), Grand Isle (VT), Grafton (NH), Lamoille (VT), Orange (VT), Orleans (VT), Rutland (VT), and Washington (VT).
Family and household
- Membership is open to immediate relatives / immediate family of existing credit union members.
Cost to join
- A minimum balance of $5.00 must be maintained in a share (savings) account to be a member of the credit union.
Membership information collected October 4, 2026.