Credit union · NCUA insured
Tompkins Employees FCU
A $12.5M credit union headquartered in Ithaca, NY, with 782 members and 1 branch in New York. Best rates: CDs 3.95% and savings 0.15% APY.
Tompkins Employees FCU Carrot Score
68
Carrot Score
Higher than 22% of U.S. banks and credit unions
#3 of 10 in Ithaca, NY metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Tompkins Employees FCU
Tompkins Employees Federal Credit Union is a credit union headquartered in Ithaca, New York, created under its charter in 1976.
Owned and operated by its members, it began with the intent that every member pitched in to loan each other money.
- Headquarters
- 202 Taughannock Blvd Ste 1B, Ithaca, NY 14850-3345
- NCUA charter
- 22962
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Persons employed in the Tompkins County Biggs Complex in Ithaca, NY are eligible for membership, unless eligible for membership in another credit union.
- Employees, medical staff, volunteers, and registered students in training at Cayuga Medical Center are eligible for membership.
- Employees of the credit union, retirees/pensioners/annuitants from qualifying employments, and organizations of such persons are eligible for membership.
- Employees of Ithaca Housing Authority, Triangle Steel, Inc., Hospice, or Bangs Ambulance, Inc. who work in Ithaca, NY are eligible for membership.
- Employees of Mail Box are eligible for membership.
- Employees, members, and volunteers of Shot in the Dark who work in Tompkins County, NY are eligible for membership.
3 more ways to join
Employers and groups
- Employees of US Bulk who work in Trumansburg, NY are eligible for membership.
Military, government and schools
- Employees and elected and appointed officials of specified local governmental units in NY are eligible for membership.
Family and household
- Immediate family members of eligible persons and surviving spouses of persons who died while in the field of membership are eligible for membership.
Branches
1 branch in New York
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New York
1 branch
- TefcuMain office202 Taughannock Blvd Ste 1B, Ithaca, NY 14850Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.21% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 5.70% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.64% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $35 | $59 | — |
- CapitalNet worth ratio10.21%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late5.70%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.64%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$35Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Tompkins Employees FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.