Credit union · NCUA insured
Tompkins Employees FCU Savings Rates
Tompkins Employees FCU’s best savings rate is 0.15% APY on $10,000, with its Standard Savings. Rates checked October 16, 2026.
How Tompkins Employees FCU’s savings rates compare
Compared with banks and credit unions near Ithaca, NY, where Tompkins Employees FCU has the most branches. $10,000, best rate first.
This credit union’s best
Tompkins Employees FCU
0.15%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $15
Standard Savings
Top rate
Visions Federal Credit Union
1.00%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $100
2nd-highest rate
The First National Bank of Groton
0.75%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $75
Tompkins Employees FCU savings score
67
Savings score
Higher than 18% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Tompkins Employees FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Standard Savings
0.15%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upEarn dividends on min. balance of $100.00; $5 minimum balance requirement; checking overdraft protection available.$100 and up | 0.15% | $15 | Earn dividends on min. balance of $100.00; $5 minimum balance requirement; checking overdraft protection available. |
Sources (1)
- tefcu.com/ps/rates.php · captured Sep 17, 2026
Special-purpose accounts
Holiday/One Year Clubs
0.15%APY
Save for vacation and holiday expenses.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upEarn dividends on min. balance of $100.00; $5 minimum balance requirement.$100 and up | 0.15% | $15 | Earn dividends on min. balance of $100.00; $5 minimum balance requirement. |
Sources (1)
- tefcu.com/ps/rates.php · captured Sep 17, 2026
Youth Savings
0.15%APY
Available for ages birth through 18.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upEarn dividends on min. balance of $5.00; $5 minimum balance requirement; ages birth through 18.$5 and up | 0.15% | $15 | Earn dividends on min. balance of $5.00; $5 minimum balance requirement; ages birth through 18. |
Sources (1)
- tefcu.com/ps/rates.php · captured Sep 17, 2026
Who can join Tompkins Employees FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Persons employed in the Tompkins County Biggs Complex in Ithaca, NY are eligible for membership, unless eligible for membership in another credit union.
- Employees, medical staff, volunteers, and registered students in training at Cayuga Medical Center are eligible for membership.
- Employees of the credit union, retirees/pensioners/annuitants from qualifying employments, and organizations of such persons are eligible for membership.
- Employees of Ithaca Housing Authority, Triangle Steel, Inc., Hospice, or Bangs Ambulance, Inc. who work in Ithaca, NY are eligible for membership.
- Employees of Mail Box are eligible for membership.
- Employees, members, and volunteers of Shot in the Dark who work in Tompkins County, NY are eligible for membership.
3 more ways to join
Employers and groups
- Employees of US Bulk who work in Trumansburg, NY are eligible for membership.
Military, government and schools
- Employees and elected and appointed officials of specified local governmental units in NY are eligible for membership.
Family and household
- Immediate family members of eligible persons and surviving spouses of persons who died while in the field of membership are eligible for membership.
Membership information collected October 5, 2026.