Credit union · NCUA insured
Kaleida Health Federal Credit Union
A $20.4M credit union headquartered in Buffalo, NY, with 3,244 members and 3 branches in New York. Best rates: CDs 3.50% and savings 2.00% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—3.50%CD rates →
- Savings892.50%at $100,000Savings rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Kaleida Health Federal Credit Union
Kaleida Health Federal Credit Union is an independently operated, member-owned credit union with a low-income designation serving healthcare professionals throughout Niagara and Erie County, New York.
- Headquarters
- 100 High St, Buffalo, NY 14203-1126
- NCUA charter
- 22220
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to Kaleida Health employees and all healthcare professionals currently employed within Niagara and Erie County.
Family and household
- Membership is open to families of healthcare professionals currently employed within the service area.
Cost to join
- Joining the credit union is 100% free.
Branches
3 branches in New York
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New York
3 branches
- Buffalo General OfficeMain office100 High St, Buffalo, NY 14203Directions
- Shared Branch100 High St, D1-588, Buffalo, NY 14203Directions
- Suburban Office1540 Maple Rd, Williamsville, NY 14221Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 17.69% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.10% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.15% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $74 | $59 | — |
- CapitalNet worth ratio17.69%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.10%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.15%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$74Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Kaleida Health Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.