Compare Bank & Credit Union Rates
Best savings rates in Webster, NY
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Monroe County, NY · Showing Monroe County, NY: too few institutions in Webster, NY
- Family First Federal Credit UnionCompanion Savings AccountSavings · $25 min · 0.03%–5.00% by balance
Credit union · 5 branches
5.00%APY$500 a year on $10,000with conditionsRequirements
Product: Available to Debit Rewards Checking and Pinnacle account holders only. When paired with Debit Rewards Checking or Pinnacle Plu$ Checking and respective monthly checking requirements are met (12 debit card transactions, $250 direct deposit/deposit, and eStatements enrollment), balances up to $10,000 earn 5.00% APY. If monthly requirements are not met or on balances of $10,000.01 and above, the entire balance earns the current Regular Share APY (0.03%). Dividends are compounded daily and credited monthly.
Offer: Earns 5.00% APY on balances up to $10,000 when linked checking account monthly qualifications (12 debit transactions, $250 deposit/direct deposit, and eStatements) are met. Minimum $25 to earn dividend. No monthly fee.
Qualified rate · Compounded daily · No monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for Companion Savings Account Balance APY Up to $10,000Your amount 5.00% Over $10,000Also applies to entire balance if monthly checking qualifications are not met. 0.03% Rate checked
More details - 4.00%APY$400 a year on $10,000
Requirements
Product: Available in Ohio / eligible markets only. For new accounts. Product and feature availability may vary by location.
Offer: For new accounts. Available in eligible markets (Ohio only). Rate subject to change after account opening. Fees may reduce earnings.
No monthly fee · Effective Mar 30, 2026
Rate checked
More details - 3.15%APY$315 a year on $10,000
Requirements
Product: Must be opened online.
Offer: Maintenance fee waived with e-statement delivery. Preferred Rate.
$4 monthly fee · Effective Oct 7, 2026
Rate checked
More details - Five Star BankHigh Yield Money Market AccountHigh Yield Money Market Account · $10,000 min · 0.10%–3.25% by balance
Bank · 8 branches
2.75%APY$275 a year on $10,000Requirements
Product: Applying online requires an initial deposit of at least $10,000 in new-to-Five Star Bank money not previously on deposit with Five Star Bank in the past 90 days. For initial deposits less than $10,000, visit a local branch. Service charge of $10.00 per statement period does not apply when maintaining at least a $10,000 average ledger balance for the activity period.
Offer: Variable rate account. A $10,000.00 minimum deposit of new-to-Five Star Bank money not previously on deposit with Five Star Bank in the past 90 days is required to open. Monthly fee waived with at least $10,000 average ledger balance.
0.10% interest rate · $10 monthly fee
Rate by balance
Rate by balance for High Yield Money Market Account Balance APY Up to $10,000 0.10% $10,000 – $100,000Your amount 2.75% $100,000 and up 3.25% Rate checked
More details - Ukrainian Federal Credit UnionMoney MarketMoney Market · $500 min · 0.10%–3.30% by balance
Credit union · 2 branches
2.02%APY$202 a year on $10,000Requirements
Product: No monthly maintenance fee. Minimum balance and minimum balance to earn dividends is $500. Limit of 3 withdrawals per month before a fee is imposed, with a minimum of $100 per withdrawal.
Offer: Minimum daily balance and balance to earn dividends is $500. Up to 3 withdrawals per month before a fee is imposed; minimum $100 per withdrawal.
0.10% interest rate · No monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Money Market Balance APY $500 – $2,500 0.10% $2,500 – $25,000Your amount 2.02% $25,000 – $100,000 2.53% $100,000 – $250,000 3.04% $250,000 – $1,000,000 3.30% Rate checked
More details - The Summit Federal Credit UnionMoney MarketMoney Market · $1,500 min · 1.10%–1.60% by balance
Credit union · 9 branches
1.20%APY$120 a year on $10,000Requirements
Product: Must be a member of The Summit Federal Credit Union ($5.00 par value share in Primary Savings required for membership). Average daily balance of at least $1,500 required to earn dividends. A monthly Account Maintenance Fee of $5.95 applies to the member's account unless exempt (e.g., monthly Combined Balance is $2,500 or greater, age 22 and younger, age 65 and older, accounts open less than 3 months, 10 or more monthly debit card POS transactions posted during the month, non-profit organizations, or checking with at least one direct deposit received per quarter).
Offer: Tiered rate applied to full balance based on average daily balance.
1.09% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,500 – $10,000 1.10% $10,000 – $25,000Your amount 1.20% $25,000 – $50,000 1.30% $50,000 and up 1.60% Rate checked
More details - Visions Federal Credit UnionFlex Money MarketFlex Money Market · $5,000 min · 1.00%–2.00% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,0001.00% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Flex Money Market Balance APY Up to $100,000Your amount 1.00% $100,000 – $250,000 1.25% $250,000 – $500,000 1.50% $500,000 – $1,000,000 1.75% $1,000,000 and up 2.00% Rate checked
More details - ESL Federal Credit UnionTiered SavingsSavings · $10,000 min · 1.00%–2.10% by balance
Credit union · 18 branches
1.00%APY$100 a year on $10,000Requirements
Product: $20.00 monthly balance fee applies if monthly average balance drops below $50,000; fee waived if monthly average balance is $50,000 or more. No monthly service fee. Dividends paid monthly.
Offer: Balance Tier $0 - $49,999.99; minimum balance to obtain APY is $1. $20.00 average balance fee applies if monthly average balance drops below $50,000.
1.00% interest rate · $20 monthly fee
Rate by balance
Rate by balance for Tiered Savings Balance APY Up to $50,000Your amount 1.00% $50,000 – $100,000 1.20% $100,000 – $250,000Monthly balance fee waived if monthly average balance is $50,000 or more. 1.45% $250,000 – $1,000,000Monthly balance fee waived if monthly average balance is $50,000 or more. 1.80% $1,000,000 and upMonthly balance fee waived if monthly average balance is $50,000 or more. 2.10% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - Reliant Credit UnionDaily Money AccountDaily Money Account · $1,000 min · 0.50%–1.10% by balance
Credit union · 4 branches
0.75%APY$75 a year on $10,000Requirements
Product: Dividends are paid up to the date of withdrawal if closed prior to the end of the dividend period. Minimum opening balance is $1,000. Membership eligibility required.
0.50% interest rate · No monthly fee · Effective Jun 29, 2026
Rate by balance
Rate by balance for Daily Money Account Balance APY $1,000 – $2,500 0.50% $2,500 – $10,000 0.50% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 0.90% $50,000 – $100,000 1.05% $100,000 – $150,000 1.05% $150,000 – $250,000 1.10% $250,000 and up 1.10% Rate checked
More details - St. Pius Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.75%–1.50% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Membership subject to eligibility. Features include no penalty charges for withdrawal, monthly statements when dividends are credited, online access and eStatement delivery, and up to six transactions per month (Regulation D limits).
Offer: Level One. Rates subject to change without notice. Membership subject to eligibility.
0.75% interest rate · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $24,999Your amount 0.75% $25,000 – $74,999Level Two. 1.00% $75,000 and upLevel Three. 1.50% Rate checked
More details - Spencerport Federal Credit UnionMoney Market ShareMoney Market Share · $2,000 min · 0.03%–0.90% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Variable rate account; dividend rate and APY may change monthly (every 30 days). Dividends compounded and credited quarterly on the ledger balance using the daily balance method. Minimum initial deposit and minimum account balance is $2,000.00. Minimum deposit is $100.00. Minimum withdrawal is $500.00 with a maximum of 3 withdrawals per month. If the account drops below $2,000.00, it is closed and transferred to a regular share account, and dividends are not paid for any month in which the balance falls below $2,000.00.
Offer: Dividends will not be paid for any month in which the balance falls below the $2000.00 minimum, and the account will be closed and transferred to regular share account.
0.03% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Share Balance APY Up to $1,999 0.03% $2,000 – $9,999 0.50% $10,000 – $24,999Your amount 0.75% $25,000 and up 0.90% Rate checked
More details - Reliant Credit UnionDaily Money Savings AccountSavings · $1,000 min · 0.50%–1.10% by balance
Credit union · 4 branches
0.75%APY$75 a year on $10,000Requirements
Product: Combines features of savings and checking with tiered dividends. Dividends accrue daily for balances of $1,000 or greater and are paid monthly; if closed prior to dividend period end, dividends paid up to date of withdrawal. No monthly service fee. Mobile check deposit is not available.
Offer: Rates accurate as of 6/29/2026 and subject to change.
0.50% interest rate · No monthly fee · Effective Jun 29, 2026
Rate by balance
Rate by balance for Daily Money Savings Account Balance APY $1,000 – $2,500 0.50% $2,500 – $10,000 0.50% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 0.90% $50,000 – $100,000 1.05% $100,000 – $150,000 1.05% $150,000 – $250,000 1.10% $250,000 and up 1.10% Rate checked
More details - Ever $ Green Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.40%–1.10% by balance
Credit union · 2 branches
0.75%APY$75 a year on $10,0000.40% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.40% $2,500 – $10,000 0.55% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 0.95% $50,000 and up 1.10% Rate checked
More details - Finger Lakes Federal Credit UnionMoney Market AccountsMoney Market Accounts · $2,500 min · 0.40%–0.85% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Minimum deposit to open is $2,500. Dividend rate and APY may change weekly as determined by the Credit Union's Board of Directors. Minimum withdrawals on Money Market accounts must be $500; ATM withdrawals are not permitted. Dividends paid weekly.
0.40% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $2,500 and up 0.40% $10,000 and upYour amount 0.50% $25,000 and up 0.60% $50,000 and up 0.65% $100,000 and up 0.75% $250,000 and up 0.85% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Monroe County, NY
71 accounts at 29 banks and credit unions · checked Oct 6–22
- Typical
- 0.08%
- Top 10% from
- 1.00%
- Banks, typical
- 0.04%
- Credit unions, typical
- 0.09%
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Rochester, NY metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Ontario Shores FCUCredit union · 1 branch
- Pittsford Federal Credit UnionCredit union · 2 branches
- Canandaigua National BankBank · 26 branches