Credit union · NCUA insured
The Heart Center FCU Savings Rates
The Heart Center FCU’s best savings rate is 0.15% APY on $10,000, with its Share Account. Rates checked October 16, 2026.
How The Heart Center FCU’s savings rates compare
Compared with banks and credit unions near New York, NY-NJ, where The Heart Center FCU has the most branches. $10,000, best rate first.
This credit union’s best
The Heart Center FCU
0.15%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $15
Share Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
The Heart Center FCU savings score
67
Savings score
Higher than 18% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The Heart Center FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Account
0.15%APY
Basic share savings account establishing credit union membership. Gives access to products and services including online/mobile banking.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $250 and upMinimum balance over $250 to earn stated rate. Opening deposit of $5.00 required.$250 and up | 0.15% | $15 | Minimum balance over $250 to earn stated rate. Opening deposit of $5.00 required. |
Sources (3)
- theheartcentercu.com/savings
- theheartcentercu.com/accounts
- theheartcentercu.com/accounts/account-rates
All captured Sep 17, 2026
Special-purpose accounts
Money Market Account
0.35%APY
Membership is open to people within the healthcare services sector.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.35% | $35 |
Sources (2)
All captured Sep 17, 2026
Who can join The Heart Center FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of CHSLI who work in Melville, NY are eligible for membership.
- Employees of CHSLI who work in Rockville Centre, NY are eligible for membership.
- Employees of Our Lady of Consolation Nursing Care Center in West Islip, NY who are paid from Rockville Centre are eligible for membership.
- Employees of Nursing Sisters home care of CHSLI who work in or are supervised from Westbury, NY are eligible for membership.
- Employees, doctors, and medical staff who work at or are paid from St. Francis Hospital in Roslyn, NY are eligible for membership.
Family and household
- Immediate family members and household members of eligible individuals are eligible for membership.
Membership information collected October 5, 2026.