Credit union · NCUA insured
Medisys EFCU Savings Rates
Medisys EFCU’s best savings rate is 0.12% APY on $10,000, with its Regular Share (Savings). Rates checked October 16, 2026.
How Medisys EFCU’s savings rates compare
Compared with banks and credit unions near New York, NY-NJ, where Medisys EFCU has the most branches. $10,000, best rate first.
This credit union’s best
Medisys EFCU
0.12%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $12
Regular Share (Savings)
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Medisys EFCU savings score
69
Savings score
Higher than 23% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.12%
- $100,000 balance$100,0001.82%
- QualifiedQualified0.12%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Medisys EFCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.08%APY
Dividends are compounded and credited quarterly, paid on the last day of the quarter. No accrued dividends if accounts are closed before dividends are posted. Maximum six monthly withdrawals to avoid fees.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Average daily balance to earn APY. | 0.50% | — | Average daily balance to earn APY. |
| $10,000 – $25,000Average daily balance to earn APY. | 0.08% | $8 | Average daily balance to earn APY. |
| $25,000 – $50,000Average daily balance to earn APY. | 1.31% | — | Average daily balance to earn APY. |
| $50,000 – $100,000Average daily balance to earn APY. | 1.65% | — | Average daily balance to earn APY. |
| $100,000 and upAverage daily balance to earn APY. | 1.82% | — | Average daily balance to earn APY. |
Sources (1)
- medisysefcu.org/rates.php · captured Sep 17, 2026
Regular Share (Savings)
0.12%APY
Minimum balance of $25 (share par value) required to maintain membership. Dividends are compounded and credited quarterly on the last day of the quarter.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.12% | $12 |
Special-purpose accounts
Youth Shares (Savings)
0.12%APY
For members age 16 and under. Must have a regular savings account with a minimum of $25 (Share Par Value). Parent or guardian must have joint ownership of the account. Dividends are compounded and credited quarterly on the last day of the quarter.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,0001.00% dividend rate up to $1,000.00. | 1.01% | — | 1.00% dividend rate up to $1,000.00. |
| $1,000 and upRegular savings dividend rate (0.12%) applies to balances above $1,000.00. | 0.12% | $12 | Regular savings dividend rate (0.12%) applies to balances above $1,000.00. |
Holiday Club
0.50%APY · 1 term
Accepts deposits for a 1-year term. Matures every October and funds are transferred to Share account. Early withdrawal fee applies. Dividends are compounded and credited quarterly on the last day of the quarter.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 0.50% | $50 |
Vacation Club
0.50%APY · 1 term
Accepts deposits for a 1-year term. Matures every April and funds are transferred to Share account. Early withdrawal fee applies. Dividends are compounded and credited quarterly on the last day of the quarter.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 0.50% | $50 |
Who can join Medisys EFCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees who work for Flushing Hospital Medical Center in Flushing, NY are eligible to join.
- Employees who work for Jamaica Hospital Medical Center in Jamaica, NY are eligible to join.
- Employees who work for Jamaica Hospital Nursing Home are eligible to join.
- Employees who work for any other organization or facility operated by Medisys Health Network are eligible to join.
Family and household
- Family members of current members who live in the member's household (including spouse, children, brother, sister, parents, and grandparents) are eligible to join.
Membership information collected October 5, 2026.