Credit union · NCUA insured
The Heart Center FCU
A $20.9M credit union headquartered in Roslyn, NY, with 2,580 members and 1 branch in New York. Best rates: CDs 4.06% and savings 0.15% APY.
The Heart Center FCU Carrot Score
72
Carrot Score
Higher than 32% of U.S. banks and credit unions
#103 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About The Heart Center FCU
The Heart Center FCU is a member-owned financial cooperative providing banking services to people within the healthcare services sector.
The credit union operates from its office in Roslyn, New York.
- Headquarters
- 100 Port Washington Blvd, Roslyn, NY 11576
- NCUA charter
- 22456
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of CHSLI who work in Melville, NY are eligible for membership.
- Employees of CHSLI who work in Rockville Centre, NY are eligible for membership.
- Employees of Our Lady of Consolation Nursing Care Center in West Islip, NY who are paid from Rockville Centre are eligible for membership.
- Employees of Nursing Sisters home care of CHSLI who work in or are supervised from Westbury, NY are eligible for membership.
- Employees, doctors, and medical staff who work at or are paid from St. Francis Hospital in Roslyn, NY are eligible for membership.
Family and household
- Immediate family members and household members of eligible individuals are eligible for membership.
Branches
1 branch in New York
Loading map…
New York
1 branch
- The Heart Center Federal Credit UnionMain office100 Port Washington Blvd, Roslyn, NY 11576Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.69% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 2.06% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.87% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $62 | $59 | — |
- CapitalNet worth ratio15.69%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late2.06%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.87%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$62Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of The Heart Center FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.