Credit union · NCUA insured
Kaleida Health Federal Credit Union Savings Rates
Kaleida Health Federal Credit Union’s best savings rate is 2.00% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Kaleida Health Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Buffalo, NY, where Kaleida Health Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Kaleida Health Federal Credit Union
2.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $200
Money Market Account
Top rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
2nd-highest rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
Kaleida Health Federal Credit Union savings score
89
Savings score
Higher than 86% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0002.00%
- $100,000 balance$100,0002.50%
- QualifiedQualified2.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Kaleida Health Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
Up to 2.00%APY
Rates reflect what was paid last quarter.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $10,000 | 1.50% | $150 |
| $10,000 – $25,000 | 2.00% | $200 |
| $25,000 and up | 2.50% | — |
Sources (1)
- kaleidahealthfcu.org/savings-rates · captured Oct 5, 2026
Regular Share (Savings) Account
0.15%APY
Open to healthcare workers in Erie or Niagara County, NY, or employees of Kaleida Health or Brylin Hospital, and their families. Minimum deposit of $6 to establish membership.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $500Dividends paid quarterly on balances over $500.Over $500 | 0.15% | $15 | Dividends paid quarterly on balances over $500. |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
Holiday Club Account
0.15%APY
Open to healthcare workers in Erie or Niagara County, NY, or employees of Kaleida Health or Brylin Hospital, and their families. Funds transfer directly to Share Account each October.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $100Dividends paid quarterly on daily balances over $100.Over $100 | 0.15% | $15 | Dividends paid quarterly on daily balances over $100. |
Sources (2)
All captured Sep 17, 2026
Vacation Club Account
0.15%APY
Open to healthcare workers in Erie or Niagara County, NY, or employees of Kaleida Health or Brylin Hospital, and their families. Includes one free withdrawal per quarter.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $100Dividends paid quarterly on balances over $100.Over $100 | 0.15% | $15 | Dividends paid quarterly on balances over $100. |
Sources (2)
All captured Sep 17, 2026
Who can join Kaleida Health Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to Kaleida Health employees and all healthcare professionals currently employed within Niagara and Erie County.
Family and household
- Membership is open to families of healthcare professionals currently employed within the service area.
Cost to join
- Joining the credit union is 100% free.
Membership information collected October 5, 2026.