Compare Bank & Credit Union Rates
Best savings rates in New Jersey
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 106–120 results in New Jersey
- 1.15%APY$115 a year on $10,000
Requirements
Product: Interest begins to accrue on the day of deposit and is compounded and credited quarterly. No fee.
Offer: Interest paid quarterly.
0.80% interest rate · No monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Passbook Account Balance APY Up to $1,000 0.80% $1,000 – $5,000 0.80% $5,000 – $10,000 0.90% $10,000 and upYour amount 1.15% Rate checked
More details - 1.15%APY$115 a year on $10,000
Requirements
Product: An average daily balance of $50.00 is required to avoid a monthly service fee of $1.00. Interest is compounded and credited monthly. ATM card access is available.
Offer: Average daily balance of $50.00 required to avoid $1.00 monthly service fee. Interest paid monthly.
0.80% interest rate · $1 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $1,000 0.80% $1,000 – $5,000 0.80% $5,000 – $10,000 0.90% $10,000 and upYour amount 1.15% Rate checked
More details - Seaport Federal Credit UnionMoney MarketMoney Market · $2,500 min · 1.00%–1.76% by balance
Credit union · 3 branches
1.00%APY$100 a year on $10,0001.00% interest rate · Effective Jan 13, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 and upYour amount 1.00% $20,000 and up 1.26% $75,000 and up 1.76% Rate checked
More details - Visions Federal Credit UnionFlex Money MarketFlex Money Market · $5,000 min · 1.00%–2.00% by balance
Credit union · 16 branches
1.00%APY$100 a year on $10,0001.00% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Flex Money Market Balance APY Up to $100,000Your amount 1.00% $100,000 – $250,000 1.25% $250,000 – $500,000 1.50% $500,000 – $1,000,000 1.75% $1,000,000 and up 2.00% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: No minimum balance to earn dividends. Unlimited free withdrawals.
1.00% interest rate · Effective Oct 6, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Minimum opening deposit of $25. $10 monthly service charge is waived with a $1,000 minimum daily balance, which is also required to earn interest.
Offer: Applies to all balances. Requires a $1,000 minimum daily balance to earn interest and avoid the $10 monthly service charge.
$10 monthly fee · Effective Jun 7, 2023
Rate checked
More details - Merck Employees Federal Credit UnionSavings (Regular Share Acct) / Primary Share AccountSavings · $50 min
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Dividends compounded and credited quarterly. Calculated using Daily Balance method. No limitations on the dollar amount of withdrawals or deposits. Rates are subject to change on a quarterly basis. Rate valid as of January 1, 2026. Minimum balance to avoid service fee is $0.00.
Offer: Minimum balance to earn stated APY/dividends is $50.00. Dividends compounded and credited quarterly. Calculated using daily balance method.
1.00% interest rate · No monthly fee · Effective Jan 1, 2026
Rate checked
More details - Merck Employees Federal Credit UnionSecondary Share AccountSavings · $50 min
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Dividends compounded and credited quarterly. Calculated using Daily Balance method. No limitations on the dollar amount of withdrawals or deposits. Minimum balance to avoid service fee is $0.00. Rate follows Regular Share Account schedule.
Offer: Minimum balance to earn stated APY is $50.00. Dividends compounded and credited quarterly. Calculated using daily balance method.
1.00% interest rate · No monthly fee · Effective Jan 1, 2026
Rate checked
More details - Campbell Federal Credit UnionTraditional Savings (Suffix 01–16)Savings · $100 min
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Minimum opening deposit for Savings is $25.00. Dividends are paid on the entire balance only if the average daily balance is $100 or more. No dividend is paid on accounts with less than $100 average daily balance. Rates may change after account is opened.
Offer: Dividends paid on entire balance if average daily balance is $100 or more. Minimum opening deposit is $25.00.
1.00% interest rate · Effective Jan 1, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Offer: $5.00 monthly fee assessed if minimum balance of $1,000.00 is not maintained at all times.
1.00% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $50,000Your amount 1.00% $50,001 – $100,000 1.10% $100,001 – $250,000 1.25% $250,001 and up 1.50% Rate checked
More details - Advanced Financial Federal Credit UnionMoney Market AccountsMoney Market Accounts · $2,000 min · 0.95%–2.89% by balance
Credit union · 4 branches
0.95%APY$95 a year on $10,000Requirements
Product: Dividends are tiered and paid monthly calculated on the average daily balance for the month. Minimum balance to earn dividends is $2,000. Fees could affect earnings.
Offer: Fees could affect earnings. Dividends calculated on the average daily balance for the month. Minimum balance to earn dividends $2,000.
0.95% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $2,000 – $19,999Your amount 0.95% $20,000 – $49,999 1.16% $50,000 – $99,999 1.66% $100,000 – $249,999 2.07% $250,000 – $499,999 2.48% $500,000 and up 2.89% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.85%–2.46% by balance
Bank · 78 branches
0.90%APY$90 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Diamond tier with $1,000,000 combined balance.
Qualified rate · 0.85% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.85% $9,999 – $24,999Your amount 0.90% $24,999 – $49,999 1.06% $49,999 – $99,999 1.45% $99,999 – $249,999 2.15% $249,999 – $999,999 2.46% $999,999 – $1,999,999 2.46% Over $1,999,999 2.46% Rate checked
More details - Andrews Federal Credit UnionPremium Money Market AccountPremium Money Market Account · $1,000 min · 0.80%–1.00% by balance
Credit union · 3 branches
0.85%APY$85 a year on $10,000Requirements
Product: Minimum balance to open and maintain an account is $1,000; a low balance fee applies if balance falls below $1,000. Limit of 6 transfers/withdrawals per calendar month before excess transaction fee applies. Dividends compounded and credited monthly. Variable rate subject to change. Membership required.
0.80% interest rate
Rate by balance
Rate by balance for Premium Money Market Account Balance APY Up to $2,500 0.80% $2,500 – $20,000Your amount 0.85% $20,000 – $50,000 0.90% $50,000 and up 1.00% Rate checked
More details - Monroe Savings Bank (Williamstown, NJ)Money Market AccountMoney Market Account · $500 min · 0.75%–1.50% by balance
Bank · 2 branches
0.75%APY$75 a year on $10,000Requirements
Product: Limited to six (6) transfers with only three (3) third party checks per cycle period. Variable rate accounts. Fees may reduce earnings. Rates subject to change at any time.
Offer: Minimum balance required to obtain APY: $500. Tier 1 range: $0 - $49,999. Variable rate account.
0.75% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $500 – $49,999Your amount 0.75% $50,000 – $249,999 1.20% $250,000 and up 1.50% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: When you become a member, you open a Share Savings Account with a $5 minimum deposit held in the account to remain a member in good standing. No maintenance fees, no limits on transfers, and pays interest quarterly. Unlimited transfers to and from your checking account.
Offer: Unlimited transfers to and from your checking account. Pays interest quarterly.
0.75% interest rate · No monthly fee · Effective Oct 19, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New Jersey
414 accounts at 152 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 2.84%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.16%
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New Jersey
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Altra Federal Credit UnionCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch
- Bridgeton Onized Federal Credit UnionCredit union · 2 branches