Credit union · NCUA insured
Andrews Federal Credit Union
Top CarrotA $2.6B credit union, the 206th largest of 4,329, headquartered in Suitland, MD, with 153,258 members and 15 branches in 4 states. Best rates: CDs 4.15% and savings 1.80% APY.
Andrews Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 91% of U.S. banks and credit unions
#14 of 105 in Washington, DC-VA-MD-WV metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Andrews Federal Credit Union
Founded in 1948, Andrews Federal Credit Union is a member-owned financial cooperative headquartered in Suitland, Maryland.
Formed by eight members seeking a better financial alternative, the credit union later merged with HUD Federal Credit Union.
- Headquarters
- 5711 Allentown Rd, Suitland, MD 20746
- NCUA charter
- 5754
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligible if you live, work, attend school, or worship in Washington, D.C.
Employers and groups
- Eligible as an employee or member of an eligible Select Employee Group (SEG) or partner employer/organization.
Military, government and schools
- Eligible for Active Duty U.S. Military or DoD Civilian personnel (and dependents/survivors) stationed in Belgium, the Netherlands, and northern/central Germany under SOFA with authorized logistical support.
- Eligible if assigned to, receiving benefits from, or civilian personnel working at Joint Base Andrews or Joint Base McGuire-Dix-Lakehurst (and dependents/survivors).
Family and household
- Eligible if you are an immediate family member (spouse, child, sibling, parent, grandparent, grandchild) or household member of an existing member.
Other ways
- Eligible through membership in the American Consumer Council (ACC) at no cost for qualifying American consumers.
Cost to join
- Establishing membership requires maintaining a minimum deposit of $5 in a Base Share Savings account.
Branches
15 branches in 4 states
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Maryland
4 branches
- Allentown RoadMain office5711 Allentown Rd, Suitland, MD 20746Directions
- Joint Base Andrews1677 D St, JB Andrews, MD 20762Directions
- Upper Marlboro BranchUnit 7 Osborne Shopping Center, Upper Marlboro, MD 20772Directions
- Waldorf2595 Crain Hwy, Waldorf, MD 20601Directions
New Jersey
3 branches
- Burlington2200 Mount Holly Rd, Burlington, NJ 08016Directions
- Joint Base McGuire-Dix-Lakehurst34056 Broidy Rd, McGuire AFB, NJ 08641Directions
- Mt. Laurel3113 Route 38, Suite 24, Mount Laurel, NJ 08054Directions
Virginia
2 branches
- Manchester Lakes7025A Manchester Blvd, Alexandria, VA 22310Directions
- West Springfield8410 Old Keene Mill Rd, Springfield, VA 22152Directions
District of Columbia
1 branch
- Henson Ridge1556 Alabama Ave SE, Washington, DC 20032Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.62% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 1.51% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.42% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $102 | $88 | — |
- CapitalNet worth ratio10.62%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late1.51%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.42%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$102Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Andrews Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.