Credit union · NCUA insured
Seaport Federal Credit Union Savings Rates
Seaport Federal Credit Union’s best savings rate is 1.00% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Seaport Federal Credit Union’s savings rates compare
Compared with banks and credit unions near New York, NY-NJ, where Seaport Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Seaport Federal Credit Union
1.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $100
Money Market
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Seaport Federal Credit Union savings score
84
Savings score
Higher than 67% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.76%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Seaport Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
1.00%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 and up | 1.00% | $100 |
| $20,000 and up | 1.26% | — |
| $75,000 and up | 1.76% | — |
Sources (1)
- seaportfcu.org/wp-content/uplo…Chart-01-13-2026-153.pdf · captured Oct 15, 2026
Savings
0.15%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $500 and up | 0.15% | $15 |
Sources (1)
- seaportfcu.org/wp-content/uplo…Chart-01-13-2026-153.pdf · captured Oct 15, 2026
Special-purpose accounts
IRA Savings
2.52%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 2.52% | $252 |
Sources (1)
- seaportfcu.org/wp-content/uplo…Chart-01-13-2026-153.pdf · captured Oct 15, 2026
Club Accounts
0.75%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.75% | $75 |
Sources (1)
- seaportfcu.org/wp-content/uplo…Chart-01-13-2026-153.pdf · captured Oct 15, 2026
Who can join Seaport Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to employees of APM Terminals.
- Membership is open to employees of Global Container Terminals.
- Membership is open to members of the International Longshoremen’s Association.
- Membership is open to employees of Maher Terminals.
Family and household
- Membership is open to immediate family members of a Seaport FCU member, including spouse, domestic partner, parent, sibling, child, grandparent, or grandchild.
Cost to join
- A minimum deposit of $5.00 is required if enrolling in Direct Deposit.
- A minimum deposit of $100.00 is required if not enrolling in Direct Deposit.
Membership information collected October 5, 2026.