Compare Bank & Credit Union Rates
Best savings rates in New Jersey
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 391–405 results in New Jersey
- 0.01%APY$1 a year on $10,000
0.01% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: A base account that establishes eligibility for other products. Requires maintaining a minimum balance of $10.00. Annual sponsoring membership fee may apply.
0.01% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Available in branch.
0.01% interest rate · Effective Oct 1, 2026
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More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $500.01 minimum balance to earn interest.
0.01% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Available to adults 18 years or older with a U.S. residential address. Rate is variable and may change after account opening.
Offer: Earn 0.01% APY on average daily balances over $100; balances under $100 do not earn interest. Avoid $5 monthly maintenance charge by maintaining an average daily balance of $300 or more.
$5 monthly fee · Effective Oct 4, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: A minimum of $1 is required to open a Primary Share Savings Account and maintain Membership. Excessive transactions may result in fees.
0.01% interest rate · Effective Oct 4, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Minimum balance of $5.00 required to keep the account open. Grants member/owner status in Motion FCU.
0.01% interest rate
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Infinity Saver account is only available with an Infinity Pro+, Infinity Cash or Infinity Cash Back checking account. Monthly rewards and ATM fee refunds from the checking account are automatically transferred to Infinity Saver. No monthly maintenance fee.
Offer: Base rate applied to all balances if qualifications are not met in linked Infinity Pro+, Infinity Cash, or Infinity Cash Back account.
Qualified rate · No monthly fee · Effective Oct 4, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly maintenance fee can be waived by maintaining a minimum daily ledger balance of $300 or more, scheduling a recurring preauthorized internal transfer of $25 or more per statement cycle into the Truist One Savings Account, being under 18 years of age (primary owner), or having any related Truist personal checking account (excluding Truist Confidence Account). $5 withdrawal limit fee assessed for each withdrawal over 6 per statement cycle (max 6 fees).
Offer: $5 monthly maintenance fee waived with $300 minimum daily ledger balance, $25+ recurring monthly internal transfer, minor under 18 primary owner, or related Truist personal checking account (excl. Confidence Account). $5 fee per withdrawal over 6 per statement cycle.
0.01% interest rate · $5 monthly fee · Effective Sep 28, 2026
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More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Requires a Truist Confidence Account to open. $0 monthly maintenance fee. $0 overdraft fees. $5 withdrawal limit fee assessed for each withdrawal over 6 per statement cycle (maximum of 6 fees per statement cycle).
Offer: Requires a Truist Confidence Account. $0 monthly maintenance fee. $5 fee per withdrawal over 6 per statement cycle.
Qualified rate · 0.01% interest rate · No monthly fee
Rate checked
More details - Truist BankTruist One Money Market AccountTruist One Money Market Account · $50 min
Bank · 20 branches
0.01%APY$1 a year on $10,000Requirements
Product: Available to Truist personal banking clients. Monthly maintenance fee of $12 waived by maintaining a minimum daily ledger balance of $15,000 or more. Contact local branch for special promotional offers.
Offer: Standard interest rate and APY. Monthly fee of $12 waived with minimum daily ledger balance of $15,000 or more.
0.01% interest rate · $12 monthly fee · Effective Sep 28, 2026
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More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Rates apply to new accounts and may not apply to existing accounts. Variable APY subject to change daily. Rates accurate for Rhode Island (ZIP 02903).
Effective Oct 3, 2026
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More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Account can be opened by individuals only.
Offer: Monthly maintenance charge is $7.50 for each monthly service charge cycle unless you maintain a minimum daily balance of $500 or more, have a personal checking account with M&T Bank, or make at least one deposit in your Relationship Savings account during the monthly service charge cycle. Minimum balance to obtain advertised APY is $1.00.
0.01% interest rate · $7.50 monthly fee · Effective Jan 11, 2024
Rate checked
More details - Dime Commercial BankAspire Statement SavingsSavings · $100 min · 0.00%–0.01% by balance
Bank · 1 branch
0.01%APY$1 a year on $10,000Requirements
Product: Available to natural persons for personal, household or family purposes. Monthly cycle service charge of $5.00 if average available balance falls below $500.
Offer: For balances below $100 the APY is 0.00%. Monthly cycle service charge of $5.00 if average balance falls below $500.
$5 monthly fee · Effective Jul 13, 2023
Rate by balance
Rate by balance for Aspire Statement Savings Balance APY Up to $100 0.00% $100 and upYour amount 0.01% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Dividends are compounded daily, based on day of deposit/day of withdrawal and paid quarterly. Minimum balance necessary to earn dividends is $100.00.
Offer: Minimum balance to earn dividends is $100.00. Minimum deposit of $5.00 (one share).
0.01% interest rate · Compounded daily · Effective Oct 1, 2020
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New Jersey
414 accounts at 152 banks and credit unions · checked Oct 22–24
- Typical
- 0.15%
- Top 10% from
- 2.84%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.16%
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New Jersey
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Altra Federal Credit UnionCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch
- Bridgeton Onized Federal Credit UnionCredit union · 2 branches