Bank · FDIC insured
Manasquan Bank Savings Rates
Manasquan Bank’s best savings rate is 2.25% APY on $10,000, with its Liquid Platinum Money Market. Rates checked October 22, 2026.
How Manasquan Bank’s savings rates compare
Compared with banks and credit unions near New York, NY-NJ, where Manasquan Bank has the most branches. $10,000, best rate first.
This bank’s best
Manasquan Bank
2.25%APY
- Requires
- None
- Minimum
- $500
- Earns on $10,000 a year
- $225
Liquid Platinum Money Market
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Manasquan Bank savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0002.25%
- $10,000 balance$10,0002.25%
- $100,000 balance$100,0002.25%
- QualifiedQualified2.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Manasquan Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Liquid Platinum Money Market
2.25%APY
Interest compounded monthly, credited monthly. Interest paid on the full balance in the account at the rate that corresponds to that deposit tier.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $499,999Interest compounded monthly, credited monthly. | 2.25% | $225 | Interest compounded monthly, credited monthly. |
| $500,000 – $999,999Interest compounded monthly, credited monthly. | 2.75% | — | Interest compounded monthly, credited monthly. |
| $1,000,000 and upInterest compounded monthly, credited monthly. | 2.85% | — | Interest compounded monthly, credited monthly. |
Sources (1)
- manasquan.bank/personal-banking/rates · captured Oct 22, 2026
Signature Money Market Savings
1.25%APY
Interest compounded monthly, credited monthly. A monthly maintenance fee of $5 will be imposed if the average daily balance is less than $500.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $99,999Interest compounded monthly, credited monthly. $5 monthly fee if average daily balance is less than $500. | 1.25% | $125 | Interest compounded monthly, credited monthly. $5 monthly fee if average daily balance is less than $500. |
| $100,000 – $499,999Interest compounded monthly, credited monthly. $5 monthly fee if average daily balance is less than $500. | 1.75% | — | Interest compounded monthly, credited monthly. $5 monthly fee if average daily balance is less than $500. |
| $500,000 – $999,999Interest compounded monthly, credited monthly. $5 monthly fee if average daily balance is less than $500. | 2.00% | — | Interest compounded monthly, credited monthly. $5 monthly fee if average daily balance is less than $500. |
| $1,000,000 – $5,000,000Interest compounded monthly, credited monthly. $5 monthly fee if average daily balance is less than $500. | 2.25% | — | Interest compounded monthly, credited monthly. $5 monthly fee if average daily balance is less than $500. |
| $5,000,000 and upGreater than $5,000,000. Interest compounded monthly, credited monthly. $5 monthly fee if average daily balance is less than $500. | 2.25% | — | Greater than $5,000,000. Interest compounded monthly, credited monthly. $5 monthly fee if average daily balance is less than $500. |
Sources (2)
All captured Oct 22, 2026
Money Market Savings
0.40%APY
Interest compounded monthly, credited monthly. A monthly maintenance fee of $5 will be imposed if the average daily balance is less than $500.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 – $999Interest compounded monthly, credited monthly. $5 monthly fee if average daily balance is less than $500. | 0.40% | — | Interest compounded monthly, credited monthly. $5 monthly fee if average daily balance is less than $500. |
| $1,000 – $9,999Interest compounded monthly, credited monthly. $5 monthly fee if average daily balance is less than $500. | 0.40% | — | Interest compounded monthly, credited monthly. $5 monthly fee if average daily balance is less than $500. |
| $10,000 – $24,999Interest compounded monthly, credited monthly. $5 monthly fee if average daily balance is less than $500. | 0.40% | $40 | Interest compounded monthly, credited monthly. $5 monthly fee if average daily balance is less than $500. |
| $25,000 – $49,999Interest compounded monthly, credited monthly. $5 monthly fee if average daily balance is less than $500. | 0.45% | — | Interest compounded monthly, credited monthly. $5 monthly fee if average daily balance is less than $500. |
| $50,000 – $99,999Interest compounded monthly, credited monthly. $5 monthly fee if average daily balance is less than $500. | 0.45% | — | Interest compounded monthly, credited monthly. $5 monthly fee if average daily balance is less than $500. |
| $100,000 – $249,999Interest compounded monthly, credited monthly. $5 monthly fee if average daily balance is less than $500. | 1.75% | — | Interest compounded monthly, credited monthly. $5 monthly fee if average daily balance is less than $500. |
| $250,000 and upInterest compounded monthly, credited monthly. $5 monthly fee if average daily balance is less than $500. | 1.75% | — | Interest compounded monthly, credited monthly. $5 monthly fee if average daily balance is less than $500. |
Sources (2)
All captured Oct 22, 2026
Regular Savings
0.10%APY
Offers three account options: Passbook Savings, Statement Savings, and Young Savers Passbook (ages 0-17). Statement Savings includes ATM card, mobile banking with check deposits, and e-Statements. No monthly maintenance fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $20 and upInterest compounded continuously, credited monthly.$20 and up | 0.10% | $10 | Interest compounded continuously, credited monthly. |
Sources (2)
All captured Oct 4, 2026
Infinity Saver
0.00%APY on $10,000
Infinity Saver account is only available with an Infinity Pro+, Infinity Cash or Infinity Cash Back checking account. Monthly rewards and ATM fee refunds from the checking account are automatically transferred to Infinity Saver. No monthly maintenance fee.
| Part of the balance | Rate on that part |
|---|---|
| Over $500,000 | 0.25% |
On $10,000 the tiers blend to about 0.00% APY, earning $0 a year.
Sources (1)
- manasquan.bank/personal-bankin…l-savings/infinity-saver · captured Oct 4, 2026
Special-purpose accounts
Young Savers
2.00%APY
For children aged 0 to 17. Must be opened with a parent or legal guardian. Daily balance method used to calculate interest. Interest accrues on noncash deposits beginning on the business day of deposit. Variable rate. No transaction limitations. No monthly maintenance fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest compounded continuously, credited monthly.Any balance | 2.00% | $200 | Interest compounded continuously, credited monthly. |
Club Savings
0.10%APY
Automatic transfer with signed authorization weekly or bi-weekly from checking account on Monday. Passbook must be presented for posting of deposits, interest and closeout. Automatically reactivates annually. Club accounts closed prior to maturity date receive no interest. No monthly maintenance fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceSimple interest compounded/credited at maturity.Any balance | 0.10% | $10 | Simple interest compounded/credited at maturity. |
Sources (2)
All captured Oct 4, 2026
Health Savings Account (HSA)
0.10%APY
Must be covered by a High Deductible Health Plan (HDHP) that offers eligibility on the first of the month, have no non-HDHP coverage, be under age 65, not enrolled in Medicare, and not claimed as a dependent. No monthly maintenance fee, no setup fee, no annual fee for HSA Debit Mastercard. Overdrawing is prohibited.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $9,999Interest compounded continuously, credited monthly. | 0.10% | — | Interest compounded continuously, credited monthly. |
| $10,000 – $19,999Interest compounded continuously, credited monthly. | 0.10% | $10 | Interest compounded continuously, credited monthly. |
| $20,000 and upInterest compounded continuously, credited monthly. | 0.10% | — | Interest compounded continuously, credited monthly. |
Sources (2)
All captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.