Bank · FDIC insured
Dime Commercial Bank Savings Rates
Dime Commercial Bank’s best savings rate is 0.01% APY on $10,000, with its Aspire Statement Savings. Rates checked October 16, 2026.
How Dime Commercial Bank’s savings rates compare
Compared with banks and credit unions near New York, NY-NJ, where Dime Commercial Bank has the most branches. $10,000, best rate first.
This bank’s best
Dime Commercial Bank
0.01%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $1
Aspire Statement Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Dime Commercial Bank savings score
60
Savings score
Higher than 0% of U.S. banks and credit unions
- $1,000 balance$1,0000.01%
- $10,000 balance$10,0000.01%
- $100,000 balance$100,0000.01%
- QualifiedQualified0.01%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Dime Commercial Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Aspire Statement Savings
0.01%APY
Available to natural persons for personal, household or family purposes. Monthly cycle service charge of $5.00 if average available balance falls below $500.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100For balances below $100 the APY is 0.00%. Monthly cycle service charge of $5.00 if average balance falls below $500. | 0.00% | — | For balances below $100 the APY is 0.00%. Monthly cycle service charge of $5.00 if average balance falls below $500. |
| $100 and upFor account balances of $100 and over the APY is 0.01%. Monthly cycle service charge of $5.00 if average balance falls below $500. | 0.01% | $1 | For account balances of $100 and over the APY is 0.01%. Monthly cycle service charge of $5.00 if average balance falls below $500. |
Sources (1)
- dime.com/personal/savings · captured Sep 25, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.