Bank · FDIC insured
Truist Bank Savings Rates
Truist Bank’s best savings rate is 0.01% APY on $10,000, with its Truist One Money Market Account. Rates checked October 22, 2026.
How Truist Bank’s savings rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where Truist Bank has the most branches. $10,000, best rate first.
This bank’s best
Truist Bank
0.01%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $1
Truist One Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Truist Bank savings score
60
Savings score
Higher than 0% of U.S. banks and credit unions
By balance
- $1,000 balance$1,0000.01%
- $10,000 balance$10,0000.01%
- $100,000 balance$100,0000.01%
- QualifiedQualified0.01%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Truist Bank ranks
By savings score, in each area where it has branches
- #112 of 114Washington-Arlington-Alexandria, DC-VA-MD-WV metro168
- #68 of 68Atlanta-Sandy Springs-Roswell, GA metro129
- #74 of 77Miami-Fort Lauderdale-West Palm Beach, FL metro117
- #58 of 58Tampa-St. Petersburg-Clearwater, FL metro85
- #40 of 41Charlotte-Concord-Gastonia, NC-SC metro64
- #116 of 119Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro62
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Truist One Money Market Account
0.01%APY
Available to Truist personal banking clients. Monthly maintenance fee of $12 waived by maintaining a minimum daily ledger balance of $15,000 or more. Contact local branch for special promotional offers.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $15,000Standard interest rate and APY. Monthly fee of $12 waived with minimum daily ledger balance of $15,000 or more. | 0.01% | $1 | Standard interest rate and APY. Monthly fee of $12 waived with minimum daily ledger balance of $15,000 or more. |
| $15,000 – $50,000Standard interest rate and APY. Monthly fee of $12 waived with minimum daily ledger balance of $15,000 or more. | 0.01% | — | Standard interest rate and APY. Monthly fee of $12 waived with minimum daily ledger balance of $15,000 or more. |
| $50,000 – $100,000Standard interest rate and APY. Monthly fee of $12 waived with minimum daily ledger balance of $15,000 or more. | 0.01% | — | Standard interest rate and APY. Monthly fee of $12 waived with minimum daily ledger balance of $15,000 or more. |
| $100,000 – $250,000Standard interest rate and APY. Monthly fee of $12 waived with minimum daily ledger balance of $15,000 or more. | 0.01% | — | Standard interest rate and APY. Monthly fee of $12 waived with minimum daily ledger balance of $15,000 or more. |
| $250,000 – $2,000,000Standard interest rate and APY. Monthly fee of $12 waived with minimum daily ledger balance of $15,000 or more. | 0.01% | — | Standard interest rate and APY. Monthly fee of $12 waived with minimum daily ledger balance of $15,000 or more. |
| $2,000,000 and upStandard interest rate and APY. Monthly fee of $12 waived with minimum daily ledger balance of $15,000 or more. | 0.01% | — | Standard interest rate and APY. Monthly fee of $12 waived with minimum daily ledger balance of $15,000 or more. |
Sources (3)
- truist.com/open-account
- truist.com/savings/truist-one-money-market
- truist.com/savings/truist-one-…ket/disclosures-and-fees
All captured Oct 4, 2026
Truist Confidence Savings
0.01%APY
Requires a Truist Confidence Account to open. $0 monthly maintenance fee. $0 overdraft fees. $5 withdrawal limit fee assessed for each withdrawal over 6 per statement cycle (maximum of 6 fees per statement cycle).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Requires a Truist Confidence Account. $0 monthly maintenance fee. $5 fee per withdrawal over 6 per statement cycle. | 0.01% | — | Requires a Truist Confidence Account. $0 monthly maintenance fee. $5 fee per withdrawal over 6 per statement cycle. |
| $5,000 – $100,000Requires a Truist Confidence Account. $0 monthly maintenance fee. $5 fee per withdrawal over 6 per statement cycle. | 0.01% | $1 | Requires a Truist Confidence Account. $0 monthly maintenance fee. $5 fee per withdrawal over 6 per statement cycle. |
| $100,000 – $500,000Requires a Truist Confidence Account. $0 monthly maintenance fee. $5 fee per withdrawal over 6 per statement cycle. | 0.01% | — | Requires a Truist Confidence Account. $0 monthly maintenance fee. $5 fee per withdrawal over 6 per statement cycle. |
| $500,000 – $1,000,000Requires a Truist Confidence Account. $0 monthly maintenance fee. $5 fee per withdrawal over 6 per statement cycle. | 0.01% | — | Requires a Truist Confidence Account. $0 monthly maintenance fee. $5 fee per withdrawal over 6 per statement cycle. |
| $1,000,000 – $5,000,000Requires a Truist Confidence Account. $0 monthly maintenance fee. $5 fee per withdrawal over 6 per statement cycle. | 0.01% | — | Requires a Truist Confidence Account. $0 monthly maintenance fee. $5 fee per withdrawal over 6 per statement cycle. |
| $5,000,000 – $100,000,000,000Requires a Truist Confidence Account. $0 monthly maintenance fee. $5 fee per withdrawal over 6 per statement cycle. | 0.01% | — | Requires a Truist Confidence Account. $0 monthly maintenance fee. $5 fee per withdrawal over 6 per statement cycle. |
Special-purpose accounts
Truist One Savings
0.01%APY
$5 monthly maintenance fee can be waived by maintaining a minimum daily ledger balance of $300 or more, scheduling a recurring preauthorized internal transfer of $25 or more per statement cycle into the Truist One Savings Account, being under 18 years of age (primary owner), or having any related Truist personal checking account (excluding Truist Confidence Account). $5 withdrawal limit fee assessed for each withdrawal over 6 per statement cycle (max 6 fees).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000$5 monthly maintenance fee waived with $300 minimum daily ledger balance, $25+ recurring monthly internal transfer, minor under 18 primary owner, or related Truist personal checking account (excl. Confidence Account). $5 fee per withdrawal over 6 per statement cycle. | 0.01% | — | $5 monthly maintenance fee waived with $300 minimum daily ledger balance, $25+ recurring monthly internal transfer, minor under 18 primary owner, or related Truist personal checking account (excl. Confidence Account). $5 fee per withdrawal over 6 per statement cycle. |
| $5,000 – $100,000$5 monthly maintenance fee waived with $300 minimum daily ledger balance, $25+ recurring monthly internal transfer, minor under 18 primary owner, or related Truist personal checking account (excl. Confidence Account). $5 fee per withdrawal over 6 per statement cycle. | 0.01% | $1 | $5 monthly maintenance fee waived with $300 minimum daily ledger balance, $25+ recurring monthly internal transfer, minor under 18 primary owner, or related Truist personal checking account (excl. Confidence Account). $5 fee per withdrawal over 6 per statement cycle. |
| $100,000 – $500,000$5 monthly maintenance fee waived with $300 minimum daily ledger balance, $25+ recurring monthly internal transfer, minor under 18 primary owner, or related Truist personal checking account (excl. Confidence Account). $5 fee per withdrawal over 6 per statement cycle. | 0.01% | — | $5 monthly maintenance fee waived with $300 minimum daily ledger balance, $25+ recurring monthly internal transfer, minor under 18 primary owner, or related Truist personal checking account (excl. Confidence Account). $5 fee per withdrawal over 6 per statement cycle. |
| $500,000 – $1,000,000$5 monthly maintenance fee waived with $300 minimum daily ledger balance, $25+ recurring monthly internal transfer, minor under 18 primary owner, or related Truist personal checking account (excl. Confidence Account). $5 fee per withdrawal over 6 per statement cycle. | 0.01% | — | $5 monthly maintenance fee waived with $300 minimum daily ledger balance, $25+ recurring monthly internal transfer, minor under 18 primary owner, or related Truist personal checking account (excl. Confidence Account). $5 fee per withdrawal over 6 per statement cycle. |
| $1,000,000 – $5,000,000$5 monthly maintenance fee waived with $300 minimum daily ledger balance, $25+ recurring monthly internal transfer, minor under 18 primary owner, or related Truist personal checking account (excl. Confidence Account). $5 fee per withdrawal over 6 per statement cycle. | 0.01% | — | $5 monthly maintenance fee waived with $300 minimum daily ledger balance, $25+ recurring monthly internal transfer, minor under 18 primary owner, or related Truist personal checking account (excl. Confidence Account). $5 fee per withdrawal over 6 per statement cycle. |
| $5,000,000 – $100,000,000,000$5 monthly maintenance fee waived with $300 minimum daily ledger balance, $25+ recurring monthly internal transfer, minor under 18 primary owner, or related Truist personal checking account (excl. Confidence Account). $5 fee per withdrawal over 6 per statement cycle. | 0.01% | — | $5 monthly maintenance fee waived with $300 minimum daily ledger balance, $25+ recurring monthly internal transfer, minor under 18 primary owner, or related Truist personal checking account (excl. Confidence Account). $5 fee per withdrawal over 6 per statement cycle. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.