Bank · FDIC insured
Truist Bank
A $548.3B bank, the 9th largest of 4,207, headquartered in Charlotte, NC, with 1,924 branches in 18 states. Best rates: CDs 3.25% and savings 0.01% APY.
Truist Bank Carrot Score
60
Carrot Score
Higher than 0% of U.S. banks and credit unions
#105 of 105 in Washington, DC-VA-MD-WV metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Truist Bank
Truist Bank is a subsidiary of Truist Financial Corporation headquartered in Charlotte, North Carolina.
- Headquarters
- 214 N Tryon St, Charlotte, NC 28202
- FDIC certificate
- 9846 ↗
Branches
1,924 branches in 18 states
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Florida
441 branchesNorth Carolina
274 branchesVirginia
259 branchesGeorgia
202 branchesMaryland
138 branchesPennsylvania
136 branchesTennessee
97 branchesTexas
96 branchesSouth Carolina
95 branchesKentucky
53 branchesAlabama
49 branchesWest Virginia
42 branchesNew Jersey
20 branchesDistrict of Columbia
18 branchesArkansas
1 branchIndiana
1 branchMississippi
1 branchOhio
1 branchWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.82% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.72% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.16% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $79 | $85 | — |
- CapitalLeverage ratio9.82%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.72%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.16%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$79Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Truist Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.