Bank · FDIC insured
Apple Bank
A $19.9B bank, the 107th largest of 4,207, headquartered in New York, NY, with 78 branches in 2 states. Best rates: savings 3.55% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings933.55%at $10,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Apple Bank
Apple Bank was founded in 1863 in Harlem with the fundamental objective of serving the banking and lending needs of the local community.
In 1983, Harlem Savings Bank and Central Savings Bank merged to form Apple Bank, which later acquired Sag Harbor Savings Bank in 1989 and 29 Emigrant Bank locations in 2013.
Operating more than 75 neighborhood branches across New York and New Jersey, it is the largest state-chartered savings bank in New York.
- Headquarters
- 122 E 42nd St, New York, NY 10168
- FDIC certificate
- 16068 ↗
Branches
78 branches in 2 states
Loading map…
New York
75 branches
- Apple BankMain office122 E 42nd St, New York, NY 10168Directions
- Astoria Branch Office30-98c Steinway Street, Astoria, NY 11103Directions
- Babylon Branch Office8 Little East Neck Rd, Babylon, NY 11702Directions
- Bethpage Branch3986 Hempstead Tpke, Bethpage, NY 11714Directions
- 149th Street Branch370 E 149th St, Bronx, NY 10455Directions
- Co-Op City Branch2021 Bartow Ave, Bronx, NY 10475Directions
- East 170th Street Branch101 E 170th St, Bronx, NY 10452Directions
- Fordham Road Branch120 E Fordham Rd, Bronx, NY 10468Directions
- Grand Concourse Branch44 E 161st St, Bronx, NY 10451Directions
- Parkchester Branch100 Hugh J Grant Cir, Bronx, NY 10472Directions
- Pelham Parkway Branch2186 White Plains Road, Bronx, NY 10462Directions
- Riverdale Branch3552 Johnson Ave, Bronx, NY 10463Directions
- Westchester Square Branch12 Westchester Sq, Bronx, NY 10461Directions
- Bronxville Branch85 Pondfield Rd, Bronxville, NY 10708Directions
- 16th Avenue Branch1575 50th St, Brooklyn, NY 11219Directions
- 18th Avenue Branch6701 18th Ave, Brooklyn, NY 11204Directions
- Avenue J. Branch1401 Avenue J, Brooklyn, NY 11230Directions
- Avenue M Branch Office1212 Avenue M, Brooklyn, NY 11230Directions
- Bayridge Branch7415 5th Ave, Brooklyn, NY 11209Directions
- Bensonhurst Branch1971 86th St, Brooklyn, NY 11214Directions
- Boro Park Branch4519 13th Ave, Brooklyn, NY 11219Directions
- Brighton Beach Avenue Branch405 Brighton Beach Ave, Brooklyn, NY 11235Directions
- Clinton Hill Branch418 Myrtle Ave, Brooklyn, NY 11205Directions
- Coney Island Branch486 Neptune Ave, Brooklyn, NY 11224Directions
- Court Street Branch326 Court St, Brooklyn, NY 11231Directions
- Crown Heights318 Albany Ave, Brooklyn, NY 11213Directions
- Flatbush Branch1954 Flatbush Ave, Brooklyn, NY 11234Directions
- Greenpoint Branch776 Manhattan Ave, Brooklyn, NY 11222Directions
- Kings Highway Branch1321 Kings Hwy, Brooklyn, NY 11229Directions
- Sheepshead Bay Branch Office1421-1425 Sheepshead Bay Road, Brooklyn, NY 11235Directions
- Williamsburg Branch44 Lee Ave, Brooklyn, NY 11211Directions
- Cedarhurst Branch115 Cedarhurst Ave, Cedarhurst, NY 11516Directions
- Commack Branch41 Commack Rd, Commack, NY 11725Directions
- East Hampton Branch50 Montauk Hwy, East Hampton, NY 11937Directions
- East Setauket Branch10 Route 25a, East Setauket, NY 11733Directions
- Elmont Branch1693 Hempstead Tpke, Elmont, NY 11003Directions
- Flushing Branch4373 Kissena Blvd, Flushing, NY 11355Directions
- Greenlawn Branch775 Pulaski Rd, Greenlawn, NY 11740Directions
- Hartsdale Branch227 N Central Park Ave, Hartsdale, NY 10530Directions
- Huntington Branch167 Walt Whitman Rd, Huntington Station, NY 11746Directions
- Jackson Heights Branch7801 37th Ave, Jackson Heights, NY 11372Directions
- Jamaica Branch17033 Hillside Ave, Jamaica, NY 11432Directions
- Larchmont Branch Office1289 Boston Post Rd, Larchmont, NY 10538Directions
- Locust Valley Branch200 Birch Hill Rd, Locust Valley, NY 11560Directions
- Long Beach Branch280 E Park Ave, Long Beach, NY 11561Directions
- Manhasset Branch1395 Northern Blvd, Manhasset, NY 11030Directions
- Massapequa Branch943 Carmans Rd, Massapequa, NY 11758Directions
- Mohegan Lake Branch1753 E Main St, Mohegan Lake, NY 10547Directions
- Monsey Branch75 Route 59, Monsey, NY 10952Directions
- New City Branch32 N Main St, New City, NY 10956Directions
- 125th Street Branch169 E 125th St, New York, NY 10035Directions
- 181st Street Branch604 West 181st Street, New York, NY 10033Directions
- 207th Street Branch592 W 207th St, New York, NY 10034Directions
- 73rd Street2100 Broadway At 73rd Street, New York, NY 10023Directions
- Chelsea Branch278 Eighth Avenue, New York, NY 10011Directions
- Downing Street Branch10 Downing St, New York, NY 10014Directions
- East 64th Street Branch1168 1st Ave, New York, NY 10065Directions
- Grand Street Branch465 Grand St, New York, NY 10002Directions
- Hanover Square10 Hanover Sq, New York, NY 10005Directions
- Penn Station Branch345 7th Ave, New York, NY 10001Directions
- Twelve Street Branch111 4th Avenue, New York, NY 10003Directions
- Yorkville Branch1555 1st Ave, New York, NY 10028Directions
- 159th Street Branch3815 Broadway, New York City, NY 10032Directions
- Elmhurst Branch91-31 Queens Boulevard, New York City, NY 11373Directions
- North Lindenhurst Branch151 Sunrise Hwy, North Lindenhurst, NY 11757Directions
- Plainview Branch365 South Oyster Bay Road, Plainview, NY 11803Directions
- Forest Hills Branch9808 Queens Blvd, Rego Park, NY 11374Directions
- Ronkonkoma Branch3075 Veterans Memorial Hwy, Ronkonkoma, NY 11779Directions
- Sag Harbor Branch138 Main St, Sag Harbor, NY 11963Directions
- Scarsdale Branch1075 Central Park Ave, Scarsdale, NY 10583Directions
- Sea Cliff Branch333 Glen Cove Ave, Sea Cliff, NY 11579Directions
- Smithtown Branch91 Route 111, Smithtown Township, NY 11787Directions
- Staten Island Branch2626 Hylan Blvd, Staten Island, NY 10306Directions
- Thornwood Branch600 Columbus Ave, Thornwood, NY 10594Directions
- Westbury Branch1000 Merchant Concourse, Westbury, NY 11590Directions
New Jersey
3 branches
- Englewood Branch Office33 Nathaniel Pl, Englewood, NJ 07631Directions
- Iselin Branch Office99 Wood Ave S, Iselin, NJ 08830Directions
- Lakewood Branch140 East Kennedy Boulevard, Lakewood, NJ 08701Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 7.74% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.44% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 0.39% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $86 | $85 | — |
- CapitalLeverage ratio7.74%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.44%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets0.39%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$86Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Apple Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.