Credit union · NCUA insured
PSFCU Savings Rates
PSFCU’s best savings rate is 0.01% APY on $10,000, with its Goal Accounts. Rates checked October 16, 2026.
How PSFCU’s savings rates compare
Compared with banks and credit unions near New York, NY-NJ, where PSFCU has the most branches. $10,000, best rate first.
This credit union’s best
PSFCU
0.01%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $1
Goal Accounts
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
PSFCU savings score
60
Savings score
Higher than 0% of U.S. banks and credit unions
- $1,000 balance$1,0000.01%
- $10,000 balance$10,0000.01%
- $100,000 balance$100,0000.01%
- QualifiedQualified0.01%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where PSFCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Goal Accounts
0.01%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.01% | $1 |
Sources (1)
- psfcu.com/about-us/terms-and-conditions/rates · captured Oct 6, 2026
Passbook and Statement Savings
0.01%APY
A base account that establishes eligibility for other products. Requires maintaining a minimum balance of $10.00. Annual sponsoring membership fee may apply.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.01% | — |
| $2,500 – $25,000 | 0.01% | $1 |
| $25,000 – $50,000 | 0.01% | — |
| $50,000 – $100,000 | 0.01% | — |
| $100,000 – $250,000 | 0.01% | — |
| $250,000 and up | 0.01% | — |
Sources (2)
All captured Oct 6, 2026
Special-purpose accounts
Holiday and Vacation Clubs
0.01%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.01% | $1 |
Sources (1)
- psfcu.com/about-us/terms-and-conditions/rates · captured Oct 6, 2026
IRA and ESA Savings
0.01%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.01% | — |
| $2,500 – $25,000 | 0.01% | $1 |
| $25,000 – $50,000 | 0.01% | — |
| $50,000 – $100,000 | 0.01% | — |
| $100,000 – $250,000 | 0.01% | — |
| $250,000 and up | 0.01% | — |
Sources (1)
- psfcu.com/about-us/terms-and-conditions/rates · captured Oct 6, 2026
Who can join PSFCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is available to members of one of the ten sponsoring organizations.
Cost to join
- Opening a savings account and making a deposit of $10 is required to join.
Membership information collected October 5, 2026.