Compare Bank & Credit Union Rates
Best savings rates in New Jersey
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 331–345 results in New Jersey
- Andrews Federal Credit UnionOnline Savings AccountSavings · $0 min · 0.05%–5.00% by balance
Credit union · 3 branches
0.05%APY$5 a year on $10,000intro rateRequirements
Product: Must be opened through online or mobile banking (Digital Banking). Dividends credited and compounded monthly. Maximum balance is $250,000. Limit one per member with promotional rate.
Offer: Promotional rate on first $1,000.
Promotional rate · 4.89% interest rate · Compounded monthly
Rate by balance
Rate by balance for Online Savings Account Balance APY Up to $1,000 5.00% Over $1,000Your amount 0.05%* Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must be a credit union member. Requires an active Kasasa Cash or Kasasa Cash Back checking account. No recurring monthly maintenance charges or fees to open or close. Limit of one account type per member. Not for commercial purposes.
Offer: Base rate applied to entire balance if monthly qualifications are not met.
Qualified rate · 0.05% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends compounded daily and paid monthly. Higher dividends paid on balances over $50,000. Rates are prospective and subject to change.
0.05% interest rate · Compounded daily · Effective Oct 1, 2020
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Compounded quarterly
0.05% interest rate · Compounded quarterly · Effective Jul 1, 2024
Rate checked
More details - The First National Bank of ElmerMoney Market AccountMoney Market Account · $1,000 min · 0.05%–0.15% by balance
Bank · 6 branches
0.05%APY$5 a year on $10,000Requirements
Product: Unlimited over-the-counter withdrawals. Monthly service charge of $10 if below daily balance of $1,000.
Offer: Interest is compounded and credited monthly. Monthly service charge of $10 if below daily balance of $1,000.
0.05% interest rate · $10 monthly fee · Effective Jun 22, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $24,999Your amount 0.05% $25,000 – $74,999 0.10% $75,000 – $249,000 0.15% Rate checked
More details - The Bank of PrincetonPremier Money MarketPremier Money Market · $2,500 min · 0.05%–3.00% by balance
Bank · 29 branches
0.05%APY$5 a year on $10,000intro rateRequirements
Product: $2,500 daily minimum balance required to earn interest and to avoid a $15.00 monthly service charge.
Offer: $2,500 minimum balance to obtain APY.
Promotional rate · 0.05% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Premier Money Market Balance APY $2,500 – $49,999Your amount 0.05% $50,000 and upExclusive Premier Money Market Account offer of 3.00% APY valid on NEW MONEY ONLY. 3.00% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership requires opening a Share Savings Account with a minimum deposit of $5.00 (par value of one share). Join via Financial Fitness Association (FFA) or Novartis Pharmaceuticals employee/contractor. Balances under $100 do not receive dividends.
Offer: Balances under $100 do not receive dividends. Dividend rate 0.05%. Variable rate, compounded daily and credited monthly.
0.05% interest rate · Compounded daily · Effective Oct 31, 2025
Rate checked
More details - Millville SavingsTiered Money Market CheckingTiered Money Market Checking · 0.05%–0.25% by balance
Bank · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Activity restrictions apply.
0.05% interest rate
Rate by balance
Rate by balance for Tiered Money Market Checking Balance APY Up to $2,499 0.05% $2,500 – $49,999Your amount 0.05% $50,000 – $99,999 0.10% $100,000 – $499,999 0.25% $500,000 and up 0.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Primary operating region is Cape May County, NJ; applicants must physically come into a branch location to open any account. No monthly service fees. Interest paid quarterly (or monthly). Free 1st Bank ATM Card.
Offer: Maintain only $10.00 daily balance to earn interest. Rate may vary after account opening.
0.05% interest rate · No monthly fee · Effective May 19, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum balance of $50 is required to earn dividends. Dividends paid quarterly.
Effective Jan 1, 2022
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Lifetime membership. Dividends paid monthly. Minimum account balance of $100.00.
Offer: Dividends paid monthly. Minimum account balance $100.00.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires opening minimum deposit representing share in credit union ownership. Dividends compounded daily, credited monthly.
Offer: Dividends compounded daily, credited monthly.
0.05% interest rate · Compounded daily · Effective Jun 1, 2026
Rate checked
More details - Lakehurst Naval Federal Credit UnionRegular SavingsSavings · $5 min · 0.05%–0.20% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: A savings account at L&N establishes credit union membership and makes you eligible for all credit union services. Immediate family members and household members living in the same residence are also eligible to join. Dividends earned daily and paid quarterly.
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $9,999 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 – $100,000 0.15% $100,000 and up 0.20% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New Jersey
414 accounts at 152 banks and credit unions · checked Oct 22–24
- Typical
- 0.15%
- Top 10% from
- 2.84%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.16%
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Find your bank or credit union to see all its rates and how they compare near you.
New Jersey
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Altra Federal Credit UnionCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch
- Bridgeton Onized Federal Credit UnionCredit union · 2 branches