Credit union · NCUA insured
Fort Billings FCU Savings Rates
Fort Billings FCU’s best savings rate is 0.15% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Fort Billings FCU’s savings rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Fort Billings FCU has the most branches. $10,000, best rate first.
This credit union’s best
Fort Billings FCU
0.15%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $15
Money Market
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Comenity Capital Bank
4.05%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $405
Fort Billings FCU savings score
66
Savings score
Higher than 17% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.30%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Fort Billings FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.15%APY
Dividends compounded daily, credited monthly. Offering rates may change without notice.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,000 – $20,000Dividends compounded daily, credited monthly. | 0.15% | $15 | Dividends compounded daily, credited monthly. |
| $2,000 – $20,000 | 0.15% | $15 | |
| $20,000 – $100,000Dividends compounded daily, credited monthly. | 0.20% | — | Dividends compounded daily, credited monthly. |
| $20,001 – $100,000 | 0.20% | — | |
| $100,000 and upDividends compounded daily, credited monthly. Balance > $100,000. | 0.30% | — | Dividends compounded daily, credited monthly. Balance > $100,000. |
| $100,000 and upBalance over $100,000. | 0.30% | — | Balance over $100,000. |
Sources (2)
All captured Sep 19, 2026
Share Account (Savings)
0.05%APY
Requires opening minimum deposit representing share in credit union ownership. Dividends compounded daily, credited monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded daily, credited monthly.Any balance | 0.05% | $5 | Dividends compounded daily, credited monthly. |
Sources (4)
- fortbillings.org
- fortbillings.org/accounts/deposit-rates
- fortbillings.org/accounts/savings
- fortbillings.org/wp-content/up…FCU-Share-Rates-2026.pdf
All captured Sep 19, 2026
Special-purpose accounts
IRA Share Account (Savings)
0.60%APY
Includes IRA Savings, Educational IRA, and Roth IRA. Dividends compounded daily, credited monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded daily, credited monthly. Includes Traditional, Roth, and Educational IRA savings.Any balance | 0.60% | $60 | Dividends compounded daily, credited monthly. Includes Traditional, Roth, and Educational IRA savings. |
Sources (3)
- fortbillings.org/open-an-ira
- fortbillings.org/accounts/deposit-rates
- fortbillings.org/wp-content/up…FCU-Share-Rates-2026.pdf
All captured Sep 19, 2026
Christmas Club
0.05%APY
No monthly service fee. Funds are automatically transferred to Share Account on the first business day in October. Dividends compounded daily, credited monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceEarn monthly dividends; compounded daily, credited monthly. Funds automatically transferred to Share Account on the first business day in October.Any balance | 0.05% | $5 | Earn monthly dividends; compounded daily, credited monthly. Funds automatically transferred to Share Account on the first business day in October. |
Sources (3)
- fortbillings.org/accounts/club-accounts
- fortbillings.org/accounts/deposit-rates
- fortbillings.org/wp-content/up…FCU-Share-Rates-2026.pdf
All captured Sep 19, 2026
Vacation Club
0.05%APY
No monthly service fee. Accessible savings: withdraw funds whenever needed. Dividends compounded daily, credited monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceEarn monthly dividends; compounded daily, credited monthly. Withdraw funds whenever needed.Any balance | 0.05% | $5 | Earn monthly dividends; compounded daily, credited monthly. Withdraw funds whenever needed. |
Sources (3)
- fortbillings.org/accounts/club-accounts
- fortbillings.org/accounts/deposit-rates
- fortbillings.org/wp-content/up…FCU-Share-Rates-2026.pdf
All captured Sep 19, 2026
Who can join Fort Billings FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, attends school, regularly volunteers, or regularly conducts business within Gloucester County or select areas of Salem & Camden Counties.
Family and household
- Membership is open to anyone related to or currently sharing a residence with a Fort Billings FCU employee or member.
Cost to join
- Opening an account requires a minimum share deposit of $5.00 into a primary savings account.
Membership information collected October 5, 2026.