Credit union · NCUA insured
Lakehurst Naval Federal Credit Union Savings Rates
Top CarrotLakehurst Naval Federal Credit Union’s best savings rate is 1.75% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Lakehurst Naval Federal Credit Union’s savings rates compare
Compared with banks and credit unions near New York, NY-NJ, where Lakehurst Naval Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Lakehurst Naval Federal Credit Union
1.75%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $175
Money Market
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Lakehurst Naval Federal Credit Union savings score
89
Savings score
Higher than 88% of U.S. banks and credit unions
- $1,000 balance$1,0001.75%
- $10,000 balance$10,0001.75%
- $100,000 balance$100,0003.25%
- QualifiedQualified1.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Lakehurst Naval Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
1.75%APY
No monthly maintenance fees. Regular Money Market has no minimum opening balance requirement. Dividends are earned daily and posted monthly. Limit of 6 withdrawals or transfers per month. Rates can change weekly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $5,000 | 1.75% | — |
| $5,000 – $15,000 | 1.75% | $175 |
| $15,000 – $25,000 | 1.75% | — |
| $25,000 – $50,000 | 2.25% | — |
| $50,000 – $100,000 | 2.75% | — |
| $100,000 and up | 3.25% | — |
Premier Money Market Special
3.25%APY
Requires a $25,000 minimum balance to open account and earn dividends. If balance drops below $25,000, dividends will not be earned. No monthly maintenance fees. Dividends are earned daily and posted monthly. Limit of 6 withdrawals or transfers per month. Rates can change weekly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25,000 and upRequires a minimum balance of $25,000 to earn dividends and open account; dividends will not be earned if balance drops below $25,000.$25,000 and up | 3.25% | — | Requires a minimum balance of $25,000 to earn dividends and open account; dividends will not be earned if balance drops below $25,000. |
Regular Savings
0.05%APY
A savings account at L&N establishes credit union membership and makes you eligible for all credit union services. Immediate family members and household members living in the same residence are also eligible to join. Dividends earned daily and paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $9,999 | 0.05% | — |
| $10,000 – $25,000 | 0.05% | $5 |
| $25,000 – $50,000 | 0.10% | — |
| $50,000 – $100,000 | 0.15% | — |
| $100,000 and up | 0.20% | — |
Special-purpose accounts
IRA Savings
0.20%APY
Tax-advantaged savings plan built around individual retirement needs (Traditional and Roth). Traditional IRAs offer tax-deferred earnings and tax-deductible contributions for eligible individuals with earned income; spousal advantage available. Roth IRAs feature after-tax contributions with tax- and penalty-free earnings withdrawals after 5 years for qualifying reasons (age 59 ½+, disability, death, first-time home purchase, birth/adoption up to $5,000), no age limits on contributions, and no required withdrawals at age 72. Dividends are earned daily and posted quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
Who can join Lakehurst Naval Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.