Bank · FDIC insured
1st Bank of Sea Isle City Savings Rates
1st Bank of Sea Isle City’s best savings rate is 0.75% APY on $10,000, with its Step-Saver. Rates checked October 22, 2026.
How 1st Bank of Sea Isle City’s savings rates compare
Compared with banks and credit unions near Atlantic City, NJ, where 1st Bank of Sea Isle City has the most branches. $10,000, best rate first.
This bank’s best
1st Bank of Sea Isle City
0.75%APY
- Minimum
- $5,000
- Earns on $10,000 a year
- $75
Step-Saver
Top rate
Univest
3.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $375
2nd-highest rate
Parke Bank
3.50%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $350
1st Bank of Sea Isle City savings score
82
Savings score
Higher than 58% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0002.01%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where 1st Bank of Sea Isle City ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Step-Saver
0.75%APY
Primary operating region is Cape May County, NJ; applicants must physically come into a branch location to open any account. Account is limited to one (1) withdrawal per month. $25.00 monthly service fee if daily minimum balance of $5,000.00 is not met. $5.00 per withdrawal in excess of one (1) permitted monthly withdrawal. Interest paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Rate may vary after account opening. Monthly service fee of $25.00 waived if daily balance of $5,000.00 is maintained. | 0.50% | — | Rate may vary after account opening. Monthly service fee of $25.00 waived if daily balance of $5,000.00 is maintained. |
| $5,000 – $25,000Rate may vary after account opening. Monthly service fee of $25.00 waived if daily balance of $5,000.00 is maintained. | 0.75% | $75 | Rate may vary after account opening. Monthly service fee of $25.00 waived if daily balance of $5,000.00 is maintained. |
| $25,000 – $50,000Rate may vary after account opening. Monthly service fee of $25.00 waived if daily balance of $5,000.00 is maintained. | 1.00% | — | Rate may vary after account opening. Monthly service fee of $25.00 waived if daily balance of $5,000.00 is maintained. |
| $50,000 and upRate may vary after account opening. Monthly service fee of $25.00 waived if daily balance of $5,000.00 is maintained. | 2.01% | — | Rate may vary after account opening. Monthly service fee of $25.00 waived if daily balance of $5,000.00 is maintained. |
Sources (2)
All captured Sep 19, 2026
Statement Savings
0.05%APY
Primary operating region is Cape May County, NJ; applicants must physically come into a branch location to open any account. No monthly service fees. Interest paid quarterly (or monthly). Free 1st Bank ATM Card.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMaintain only $10.00 daily balance to earn interest. Rate may vary after account opening.$10 and up | 0.05% | $5 | Maintain only $10.00 daily balance to earn interest. Rate may vary after account opening. |
Sources (2)
All captured Sep 19, 2026
Closed to new customers
Money Market Deposit Account
0.05%APY
No longer being offered; posted rates apply to existing accounts. Balances below $2,500.00 earn interest at the current NOW Account rate; balances below $100.00 do not earn interest. Rate may vary after account opening.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upMonthly service charge of $4.00 if daily balance falls below $2,500.00. Balances below $2,500.00 earn interest at the current NOW Account rate; balances below $100.00 do not earn interest. Rate may vary after account opening.$2,500 and up | 0.05% | $5 | Monthly service charge of $4.00 if daily balance falls below $2,500.00. Balances below $2,500.00 earn interest at the current NOW Account rate; balances below $100.00 do not earn interest. Rate may vary after account opening. |
Sources (1)
- 1stbankseaisle.com/about-us/deposit-account-rates · captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.