Credit union · NCUA insured
L'OREAL USA FCU Savings Rates
L'OREAL USA FCU’s best savings rate is 0.15% APY on $10,000, with its Piggy Bank Account. Rates checked October 4, 2026.
How L'OREAL USA FCU’s savings rates compare
Compared with banks and credit unions near New York, NY-NJ, where L'OREAL USA FCU has the most branches. $10,000, best rate first.
This credit union’s best
L'OREAL USA FCU
0.15%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $15
Piggy Bank Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
L'OREAL USA FCU savings score
67
Savings score
Higher than 18% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where L'OREAL USA FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Piggy Bank Account
0.15%APY
Minimum balance of $50 is required to earn dividends. Dividends paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $50 and up | 0.15% | $15 |
Sources (1)
- lorealusafcu.com/savings-rates · captured Sep 19, 2026
Regular Shares
0.05%APY
Minimum balance of $50 is required to earn dividends. Dividends paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $50 and up | 0.05% | $5 |
Sources (1)
- lorealusafcu.com/savings-rates · captured Sep 19, 2026
Who can join L'OREAL USA FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.