Compare Bank & Credit Union Rates
Best savings rates in Michigan
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 286–300 results in Michigan
- Iron Mountain-Kingsford Community Federal Credit UnionRegular SavingsSavings · $5 min
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: A $5.00 minimum deposit represents membership share in the credit union. Dividends are compounded and credited quarterly on an average daily balance.
Offer: Dividends compounded and credited quarterly on average daily balance.
0.15% interest rate · Effective Oct 7, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Offers a higher dividend rate while allowing flexible withdrawals. Requires a minimum balance of $2,500 to open. Deposits may be made in any increment.
Offer: Dividends are paid monthly and based on average daily balance.
0.15% interest rate · Effective Sep 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Offer: Requires a minimum balance of $100 to earn the stated APY; accounts that fall below a daily balance of $100 will not earn a dividend. Dividends are compounded monthly.
0.15% interest rate · Compounded monthly · Effective Oct 15, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Offer: Requires a minimum balance of $100 to earn the stated APY; accounts that fall below a daily balance of $100 will not earn a dividend. Dividends are compounded monthly.
0.15% interest rate · Compounded monthly · Effective Oct 15, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Each member must maintain $5.00 on-hold in primary regular savings at all times to maintain shareholder status. An initial fee of 25¢ is charged for each membership opened.
Offer: Requires a minimum balance of $100 to earn the stated APY; accounts that fall below a daily balance of $100 will not earn a dividend. Dividends are compounded monthly.
0.15% interest rate · Compounded monthly · Effective Oct 15, 2026
Rate checked
More details - United Federal Credit UnionBonus Builder Money MarketBonus Builder Money Market · $1,000 min
Credit union · 16 branches
0.15%APY$15 a year on $10,000with conditionsRequirements
Product: Only available as a consumer account. Bonus rate of 0.25% APY applies when the Tax Reported Owner is the Tax Reported Owner of an Ultra Checking account or Free Checking account with an average monthly balance of at least $1.00.
Offer: Standard tier rate.
Qualified rate · 0.15% interest rate · Effective Oct 1, 2026
Rate checked
More details - Honor Credit UnionMomentum Money MarketMomentum Money Market · $2,500 min · 0.15%–1.00% by balance
Credit union · 27 branches
0.15%APY$15 a year on $10,000Requirements
Product: *Terms & Conditions: Momentum Money Market *APY= Annual Percentage Yield. Rates are variable and subject to change without notice after account is opened. Some restrictions may apply.
0.15% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Momentum Money Market Balance APY $2,500 – $50,000Your amount 0.15% $50,000 – $100,000 0.30% $100,000 – $250,000 0.60% $250,000 – $500,000 0.80% $500,000 and up 1.00% Rate checked
More details - 0.15%APY$15 a year on $10,000intro rate
Requirements
Product: Dividend paid through June 30, 2026.
Offer: Dividend paid through June 30, 2026.
Promotional rate · 0.15% interest rate · Effective Oct 5, 2026
Rate checked
More details - Consumers Credit UnionMoney MarketMoney Market · $2,500 min · 0.10%–0.35% by balance
Credit union · 31 branches
0.15%APY$15 a year on $10,000Requirements
Product: Dividends credited monthly. Maintain a $2,500 average daily balance to earn dividends. No monthly service fees. Rates are variable and subject to change at any time without notice. Fees may reduce earnings.
Offer: Rates are variable and subject to change at any time without notice. Fees may reduce earnings. Maintain a $2,500 average daily balance to earn dividends.
0.10% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $9,999 0.10% $10,000 – $24,999Your amount 0.15% $25,000 – $49,999 0.20% $50,000 – $99,999 0.25% $100,000 – $249,999 0.30% $250,000 and up 0.35% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: No minimum balance required. No withdrawal penalties, minimum balances, or annual maintenance fees. Dividends are compounded quarterly and paid on balances over $1000.00.
Offer: No minimum balance required. No withdrawal penalties, minimum balances, or annual maintenance fees. Dividends are compounded quarterly and paid on balances over $1000.00.
Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum balance to open account $5.00 to remain on deposit to retain membership. Minimum balance of $50.00 to earn quarterly dividends at stated APY.
Offer: Minimum balance of $50.00 to earn quarterly dividends at stated APY. $5.00 minimum balance to open and retain membership.
0.15% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Members must live, work, worship, or attend school in Marquette, Iron, Dickinson, Baraga, or Alger counties in Michigan. Minimum balance of $500.00.
Offer: Balance greater than or equal to $500.
0.15% interest rate
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Special share account to help save for specific goals.
Effective Jan 1, 2024
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Standard savings account. Requires eligibility for membership. Minimum deposit to open savings account is $5.00.
Effective Jan 1, 2024
Rate checked
More details - Michigan Schools & Government Credit UnionRegular Savings AccountSavings · $5 min
Credit union · 24 branches
0.15%APY$15 a year on $10,000Requirements
Product: $5 minimum balance required to open account and earn advertised APY. Dividends paid quarterly. Required to become a member.
Offer: $5 Minimum Balance Required to open and earn advertised APY. Dividends paid quarterly.
0.15% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Michigan
617 accounts at 212 banks and credit unions · checked Oct 16–23
- Typical
- 0.15%
- Top 10% from
- 1.75%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.15%
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Michigan
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Settlers Federal Credit UnionCredit union · 2 branches
- Meijer Credit UnionCredit union · 3 branches
- Dow Credit UnionCredit union · 2 branches