Compare Bank & Credit Union Rates
Best savings rates in Midland, MI
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Midland, MI
- 3.75%APY$375 a year on $10,000
Requirements
Product: No fee with balances over $1,000.
Offer: Earn up to 3.75% APY. No fee with balances over $1,000.
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 4 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 4 branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Linked Rewards Checking or Cash Back Checking account required. Monthly Qualification Cycle requirements apply for highest rate.
Offer: Qualifications met (15 debit purchases $5+; 1 direct deposit/ACH/eStatements).
Qualified rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Must link with a Kasasa checking account (Kasasa Cash, Kasasa Cash Back, Kasasa Eats, or Kasasa Play). Monthly qualification cycle requires at least 15 debit card purchases of $5 or more and enrollment in e-statements. ACH payment/deposit required except for Kasasa Eats and Kasasa Play. Limit 1 account per SSN.
Offer: Qualifying rate on balances up to $50,000 when monthly qualifications are met in linked Kasasa checking account.
Qualified rate · 2.96% interest rate · Balance cap $50,000 · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - Dow Credit UnionSimple High Yield DepositSavings · $0 min · 2.42%–3.75% by balance
Credit union · 1 branch
2.42%APY$242 a year on $10,000Requirements
Product: The Simple High Yield Deposit savings account is an alternative high yield savings account that allows you to earn more interest the more you save. It offers a higher yield that automatically adjusts as your balance changes, however, it is not eligible for the potential year-end Member Saver Reward.
2.40% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Simple High Yield Deposit Balance APY Up to $50,000Your amount 2.42% $50,000 – $100,000 3.14% $100,000 – $150,000 3.40% $150,000 and up 3.75% Rate checked
More details - Frankenmuth Credit UnionPlus SavingsSavings · $500 min · 2.34%–2.90% by balance
Credit union · 1 branch
2.38%APY$238 a year on $10,000Requirements
Product: Must maintain a daily minimum balance of $500 to earn dividends and obtain disclosed APY. No monthly service fee. May not be used in the overdraft table.
Offer: Tier $500 - $9,999.
2.31% interest rate · No monthly fee · Effective Sep 18, 2026
Rate by balance
Rate by balance for Plus Savings Balance APY $500 – $9,999 2.34% $10,000 – $24,999Your amount 2.38% $25,000 – $99,999 2.47% $100,000 – $499,999 2.72% $500,000 – $999,999 2.77% $1,000,000 and up 2.90% Rate checked
More details - 2.25%APY$225 a year on $10,000
Requirements
Product: Liquid Savings Account. Can add funds at anytime and withdraw funds at anytime.
Offer: Requires $25 to open.
2.23% interest rate · Effective Oct 5, 2026
Rate checked
More details - Dow Credit UnionPremium High Yield DepositSavings · $0 min · 2.02%–3.12% by balance
Credit union · 1 branch
2.02%APY$202 a year on $10,000Requirements
Product: At Dow Credit Union, we believe the more money you save, the more interest you should earn. Our Premium High Yield Account allows you to earn a highly competitive yield that automatically adjusts as your balance changes. Eligible for Member Saver Reward.
2.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Premium High Yield Deposit Balance APY Up to $50,000Your amount 2.02% $50,000 – $100,000 2.61% $100,000 – $150,000 2.83% $150,000 and up 3.12% Rate checked
More details - Jolt Credit UnionKasasa Saver AccountSavings · $0 min · 0.77%–1.50% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000with conditionsRequirements
Product: Links to Kasasa Cash or Kasasa Cash Back checking account. No minimum balance or monthly fees. To earn qualification rates, must meet checking qualifications per monthly qualification cycle: at least 12 debit card purchases, at least 1 direct deposit or automatic payment (ACH), and enrolled in eStatements. Tiers are split/tiered.
Offer: If qualifications are met. Only the funds that comprise each tier will earn the rate for that tier.
Qualified rate · 1.48% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Kasasa Saver Account Balance APY Up to $50,000Your amount 1.50% $50,000 and upIf qualifications are met; 0.77% Rate checked
More details - Frankenmuth Credit UnionMega Money MarketMega Money Market · $10,000 min · 1.35%–2.85% by balance
Credit union · 1 branch
1.35%APY$135 a year on $10,000Requirements
Product: Limited to four withdrawals per month of $500 or more. All deposits must be over $100. Members will forfeit dividends if account is closed before accrued dividends are posted.
Offer: Minimum opening balance of $10,000 is required and is the minimum balance required to earn interest. Limited to four withdrawals per month of $500 or more. All deposits must be over $100.
1.34% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Mega Money Market Balance APY $10,000 – $24,999Your amount 1.35% $25,000 – $49,999 1.45% $50,000 – $99,999 1.55% $100,000 – $499,999 2.20% $500,000 – $999,999 2.70% $1,000,000 and up 2.85% Rate checked
More details - Wildfire Credit UnionHigh-Yield SavingsSavings · $1,000 min · 1.10%–2.10% by balance
Credit union · 1 branch
1.10%APY$110 a year on $10,000Requirements
Product: Minimum balance $1,000. Three free withdrawals at no charge; maximum of six withdrawals per month with a $25 fee after the third withdrawal. Minimum deposit or withdrawal of $500.
Offer: Dividends compounded and credited monthly. Minimum balance of $1,000 required to open account and earn stated APY.
1.09% interest rate
Rate by balance
Rate by balance for High-Yield Savings Balance APY $1,000 – $25,000Your amount 1.10% $25,000 – $50,000 1.20% $50,000 – $100,000 1.35% $100,000 – $250,000 1.50% $250,000 – $500,000 1.65% $500,000 – $1,000,000 1.90% $1,000,000 and up 2.10% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Must maintain a minimum daily balance of $100 to obtain the disclosed APY. No minimum deposit to open.
Offer: Must maintain a minimum daily balance of $100 to obtain disclosed APY.
0.99% interest rate · Effective Oct 5, 2026
Rate checked
More details - Members First Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.55%–4.00% by balance
Credit union · 2 branches
0.55%APY$55 a year on $10,000Requirements
Product: Dividends are determined based on a tiered rate method; the interest rate paid on the entire balance in your money market account will be determined by the tier in which your current balance resides. Dividends are calculated by the daily balance method and credited on the last day of each month. Rates are variable and may change after the account is opened. No minimum balance, monthly service charge, or early withdrawal penalty.
Offer: Entire balance earns tier rate based on balance residing in tier.
No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $500 4.00% $500 – $1,000 1.75% $1,000 – $10,000Your amount 0.55% $10,000 – $25,000 1.01% $25,000 – $50,000 1.26% $50,000 – $100,000 1.51% $100,000 – $200,000 1.76% Over $200,000 2.02% Rate checked
More details - Health Advantage Credit UnionMONEYPlus AccountSavings · $2,500 min · 0.50%–2.25% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Tiered APY based on balance. Stated tier dividend rate applies to entire balance within tier. Minimum opening deposit $2,500.
Offer: 0.500% APY for balances $2,500\u2013$24,999.
0.49% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for MONEYPlus Account Balance APY $2,500 – $24,999Your amount 0.50% $25,000 – $99,999 1.00% $100,000 – $249,999 1.75% $250,000 – $499,999 2.00% $500,000 and up 2.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Midland, MI
47 accounts at 11 banks and credit unions · checked Oct 16–22
- Typical
- 0.07%
- Top 10% from
- 2.65%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.23%
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Midland, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Dow Credit UnionCredit union · 1 branch
- Health Advantage Credit UnionCredit union · 1 branch
- Frankenmuth Credit UnionCredit union · 1 branch