Credit union · NCUA insured
Iron Mountain-Kingsford Community Federal Credit Union
Top CarrotA $150.4M credit union headquartered in Kingsford, MI, with 10,079 members and 1 branch in Michigan. Best rates: CDs 2.52% and savings 0.15% APY.
Iron Mountain-Kingsford Community Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 77% of U.S. banks and credit unions
#3 of 7 in Iron Mountain, MI-WI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Iron Mountain-Kingsford Community Federal Credit Union
- Headquarters
- 400 S Carpenter Ave, Kingsford, MI 49802-4527
- NCUA charter
- 5660
Branches
1 branch in Michigan
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Michigan
1 branch
- Main OfficeMain office400 S Carpenter Ave, Kingsford, MI 49802Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 17.86% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.18% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.69% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $29 | $76 | — |
- CapitalNet worth ratio17.86%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.18%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.69%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$29Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Iron Mountain-Kingsford Community Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.