Marquette Community Federal Credit Union Savings & Money Market Rates

How Marquette Community Federal Credit Union’s savings rates compare

Compared with banks and credit unions near Marquette, MI, where Marquette Community Federal Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Marquette Community Federal Credit Union
0.15%APY
Requires
None
Minimum
$5
Earns on $10,000 a year
$15
Shares
Top rate
Flagstar Bank
4.00%APY
Requires
None
Minimum
$1
Earns on $10,000 a year
$400
Flagstar Bank rates
2nd-highest rate
Honor Credit Union
3.37%APY
Requires
Monthly account activity
Minimum
$0.01
Earns on $10,000 a year
$337
Honor Credit Union rates

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Savings score

Higher than 18% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.15%
$10,000 balance$10,0000.15%
$100,000 balance$100,0000.15%
QualifiedQualified0.15%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Marquette Community Federal Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

0.15%APY$5 to open

Minimum balance to open account $5.00 to remain on deposit to retain membership. Minimum balance of $50.00 to earn quarterly dividends at stated APY.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$50 and upMinimum balance of $50.00 to earn quarterly dividends at stated APY. $5.00 minimum balance to open and retain membership.$50 and up	0.15%	$15	Minimum balance of $50.00 to earn quarterly dividends at stated APY. $5.00 minimum balance to open and retain membership.

Sources (1)

marquettecomm.org/savings-rates · captured Oct 5, 2026

Money Market

0.10%APY

APY is based on dividend rate and quarterly compounding for a 365-day period. Fees may reduce earnings. Rates subject to change without prior notification.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
Up to $2,500	0.10%	—
$2,500 – $5,000	0.10%	—
$5,000 – $10,000	0.10%	—
$10,000 – $25,000	0.10%	$10
$25,000 – $50,000	0.10%	—
$50,000 and up	0.10%	—

Sources (2)

All captured Oct 5, 2026

Special-purpose accounts

IRA's

0.75%APYIRA

Dividends compounded quarterly based on a 365-day period.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
Any balance	0.75%	$75

Sources (1)

marquettecomm.org/savings-rates · captured Oct 5, 2026

Christmas Club

0.15%APYClub

Secondary savings account into which deposits can be made at any time. Unlimited withdrawals permitted October 1st through November 30th; after November 30th, only one withdrawal permitted until following October.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceSecondary savings account; unlimited withdrawals from October 1st to November 30th, only one withdrawal allowed after November 30th until next October.Any balance	0.15%	$15	Secondary savings account; unlimited withdrawals from October 1st to November 30th, only one withdrawal allowed after November 30th until next October.

Sources (2)

All captured Oct 5, 2026

Who can join Marquette Community Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

Persons who live, worship, work (or regularly conduct business in), volunteer, or attend school, as well as businesses and other legal entities in Alger, Baraga, Delta, Dickinson, Houghton, Iron, Keweenaw, Marquette, and Menominee Counties, Michigan are eligible for membership.

Military, government and schools

Employees of the credit union and persons retired as pensioners or annuitants from qualifying employment are eligible for membership.

Family and household

Members of the immediate family or household of eligible persons, as well as organizations of such persons and corporate or other legal entities in the charter, are eligible for membership.
Spouses of persons who died while within the field of membership of the credit union are eligible for membership.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details

← Marquette Community Federal Credit Union overview