Compare Bank & Credit Union Rates
Best savings rates in Holland, MI
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Holland, MI
- 3.75%APY$375 a year on $10,000
Requirements
Product: No fee with balances over $1,000.
Offer: Earn up to 3.75% APY. No fee with balances over $1,000.
Rate checked
More details - 3.50%APY$350 a year on $10,000with conditions
Requirements
Product: No minimum balance to open. One High Yield Savings per member. Base rate applies up to $50,000; to earn 3.50% APY, must pair with an active FreePlus Checking account meeting monthly requirements (direct deposit of $500+, 10 posted debit transactions, estatements, and log into online banking at least once per month).
Offer: Requires active FreePlus Checking account with direct deposit of $500+, 10 posted debit card transactions, monthly estatements, and online banking login at least 1x per month. Rate applies on balances up to $50,000.
Qualified rate · Balance cap $50,000 · Effective Oct 5, 2026
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 1 branch
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 1 branch
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - United Federal Credit UnionElevate Money MarketElevate Money Market · $0 min · 0.00%–3.50% by balance
Credit union · 1 branch
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: Tiered money market program for consumer accounts only; business accounts not eligible. Subject to membership qualifications. Bonus rate of 2.50% APY applies when meeting qualifying checking, debit/credit transactions, direct deposit/ACH, and e-statement criteria.
Offer: Standard tier rate.
Qualified rate · 0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Elevate Money Market Balance APY Any balance 0.00% $1,000 and upYour amountTier rate with bonus rate. Requires Tax Reported Owner to have an Ultra Checking or Free Checking account maintained with an average monthly balance of at least $1.00, at least 20 cleared signature/non-PIN debit or credit card transactions, 1 direct deposit or ACH auto payment, and active e-statements. 3.00% $100,000 and upTier rate with bonus rate. Requires Tax Reported Owner to have an Ultra Checking or Free Checking account maintained with an average monthly balance of at least $1.00, at least 20 cleared signature/non-PIN debit or credit card transactions, 1 direct deposit or ACH auto payment, and active e-statements. 3.25% $250,000 and upTier rate with bonus rate. Requires Tax Reported Owner to have an Ultra Checking or Free Checking account maintained with an average monthly balance of at least $1.00, at least 20 cleared signature/non-PIN debit or credit card transactions, 1 direct deposit or ACH auto payment, and active e-statements. 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: No minimum balance to open. One High Yield Savings per member. Base rate applies up to $50,000; to earn 3.50% APY, must pair with an active FreePlus Checking account meeting monthly requirements (direct deposit of $500+, 10 posted debit transactions, estatements, and log into online banking at least once per month).
Offer: Base rate on balances up to $50,000 if monthly FreePlus Checking requirements are not met.
Qualified rate · Balance cap $50,000 · Effective Jun 10, 2026
Rate checked
More details - United Bank of MichiganMoney Market SavingsMoney Market Savings · $100 min · 0.75%–2.50% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Avoid $15 monthly service charge when you maintain a minimum balance of $5,000. Unlimited withdrawals and transfers (does not offer check writing or debit card).
Offer: Avoid $15 monthly service charge when maintaining a minimum balance of $5,000.
$15 monthly fee
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $50,000Your amount 0.75% $50,000 – $250,000 1.50% $250,000 – $500,000 2.00% $500,000 and up 2.50% Rate checked
More details - United Federal Credit UnionElevate Money MarketElevate Money Market · $1,000 min · 0.50%–1.00% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Tiered money market program for consumer accounts only; business accounts not eligible. Subject to membership qualifications. Bonus rate of 2.50% APY applies when meeting qualifying checking, debit/credit transactions, direct deposit/ACH, and e-statement criteria.
Offer: Standard tier rate.
Qualified rate · 0.50% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Elevate Money Market Balance APY $1,000 and upYour amount 0.50% $100,000 and up 0.75% $250,000 and up 1.00% Rate checked
More details - United Federal Credit UnionBonus Builder Money MarketBonus Builder Money Market · $0 min · 0.00%–0.40% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000with conditionsRequirements
Product: Only available as a consumer account. Bonus rate of 0.25% APY applies when the Tax Reported Owner is the Tax Reported Owner of an Ultra Checking account or Free Checking account with an average monthly balance of at least $1.00.
Offer: Standard tier rate.
Qualified rate · 0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Bonus Builder Money Market Balance APY Any balance 0.00% $1,000 and upYour amountTier rate with bonus rate. Requires Tax Reported Owner to be the Tax Reported Owner of an Ultra Checking account or Free Checking account with an average monthly balance of at least $1.00. 0.40% Rate checked
More details - AAC Credit UnionMoney MarketMoney Market · $2,000 min · 0.30%–1.00% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,000 – $9,999 0.30% $10,000 – $24,999Your amount 0.40% $25,000 – $49,999 0.45% $50,000 – $99,999 0.60% $100,000 – $249,999 0.75% $250,000 and up 1.00% Rate checked
More details - Parda Credit UnionParda Premier SavingsSavings · $2,500 min · 0.20%–0.40% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Maintain a $2,500 minimum balance to earn preferred dividend rates; $5 monthly fee charged if balance falls below $2,500 requirement any day out of the month. First 3 withdrawals per month are free, then $3 charge thereafter. Membership and $1 par share deposit required.
Offer: Compounded monthly. $5 fee charged if balance falls below $2,500 requirement any day out of the month.
0.20% interest rate · Compounded monthly · $5 monthly fee
Rate by balance
Rate by balance for Parda Premier Savings Balance APY $2,500 – $10,000 0.20% $10,000 – $20,000Your amount 0.25% $20,000 – $50,000 0.30% $50,000 – $100,000 0.35% $100,000 and up 0.40% Rate checked
More details - First National Bank of MichiganFirst Growth Money MarketFirst Growth Money Market · $100 min · 0.15%–1.00% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: A minimum monthly balance of $10,000 is required to avoid fees.
Offer: APY is based on a $2,500 balance for 12 months. A minimum monthly balance of $10,000 is required to avoid fees.
0.15% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for First Growth Money Market Balance APY Up to $9,999 0.15% $10,000 – $49,999Your amount 0.25% $50,000 – $99,999 0.35% $100,000 – $249,999 0.50% $250,000 and up 1.00% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: New money only (money not currently held at any WTFC location) deposited at opening; mention offer during in-branch opening or visit URL provided. Available to existing or closed savings account customers of WTFC & its subsidiaries or employees. $200 daily balance to avoid $5 monthly maintenance fee. Variable rate.
Offer: Statement Savings Advanced Special with qualifying activities. Deposit new money at opening; minimum daily balance of $0.01 required to obtain APY. $200 daily balance to avoid $5 monthly maintenance fee.
$5 monthly fee · Effective Feb 11, 2026
Rate checked
More details - United Federal Credit UnionBonus Builder Money MarketBonus Builder Money Market · $1,000 min
Credit union · 1 branch
0.15%APY$15 a year on $10,000with conditionsRequirements
Product: Only available as a consumer account. Bonus rate of 0.25% APY applies when the Tax Reported Owner is the Tax Reported Owner of an Ultra Checking account or Free Checking account with an average monthly balance of at least $1.00.
Offer: Standard tier rate.
Qualified rate · 0.15% interest rate · Effective Oct 1, 2026
Rate checked
More details - Consumers Credit UnionMoney MarketMoney Market · $2,500 min · 0.10%–0.35% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Dividends credited monthly. Maintain a $2,500 average daily balance to earn dividends. No monthly service fees. Rates are variable and subject to change at any time without notice. Fees may reduce earnings.
Offer: Rates are variable and subject to change at any time without notice. Fees may reduce earnings. Maintain a $2,500 average daily balance to earn dividends.
0.10% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $9,999 0.10% $10,000 – $24,999Your amount 0.15% $25,000 – $49,999 0.20% $50,000 – $99,999 0.25% $100,000 – $249,999 0.30% $250,000 and up 0.35% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Holland, MI
33 accounts at 11 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 3.12%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.15%
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Grand Rapids, MI metro
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Ranked across their CDs, savings, auto loans and credit cards. How scores work
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