Credit union · NCUA insured
Iron Mountain-Kingsford Community Federal Credit Union Savings Rates
Top CarrotIron Mountain-Kingsford Community Federal Credit Union’s best savings rate is 0.15% APY on $10,000, with its Regular Savings. Rates checked October 16, 2026.
How Iron Mountain-Kingsford Community Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Iron Mountain, MI-WI, where Iron Mountain-Kingsford Community Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Iron Mountain-Kingsford Community Federal Credit Union
0.15%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $15
Special Savings
Top rate
Flagstar Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
Iron Mountain-Kingsford Community Federal Credit Union savings score
67
Savings score
Higher than 18% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Iron Mountain-Kingsford Community Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Savings
0.15%APY
A $5.00 minimum deposit represents membership share in the credit union. Dividends are compounded and credited quarterly on an average daily balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded and credited quarterly on average daily balance.Any balance | 0.15% | $15 | Dividends compounded and credited quarterly on average daily balance. |
Sources (3)
- pcbranch.com/accounts/checking-accounts
- pcbranch.com/docs/default-sour…dfs/truth_in_savings.pdf
- pcbranch.com/accounts/savings-accounts
All captured Oct 16, 2026
Special Savings
0.15%APY
No minimum balance requirements. Save for vacation, education, or special event. Dividends compounded and credited quarterly on average daily balance. No required minimum opening deposit.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance requirements. Dividends compounded and credited quarterly on average daily balance.Any balance | 0.15% | $15 | No minimum balance requirements. Dividends compounded and credited quarterly on average daily balance. |
Special-purpose accounts
IRAs
2.02%APY
Includes Traditional IRA and Roth IRA. No required minimum amount to open. Once balance reaches $250, this becomes the average daily balance required to keep the account open; if a withdrawal brings average daily balance below $250, account may be closed and a $25 fee imposed if under 59 1/2 years old.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo opening minimum; $250 average daily balance required once reached to keep open.Any balance | 2.02% | $202 | No opening minimum; $250 average daily balance required once reached to keep open. |
Sources (3)
- pcbranch.com/accounts/checking-accounts
- pcbranch.com/accounts/savings-accounts/iras
- pcbranch.com/docs/default-sour…dfs/truth_in_savings.pdf
All captured Oct 16, 2026
Christmas Club
0.15%APY
No minimum balance requirements. Earns the same dividend rate as a regular savings account. Dividends compounded and credited quarterly on average daily balance. Account balance remains after September dividend credit unless transfer is requested.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance requirements. Dividends compounded and credited quarterly on average daily balance.Any balance | 0.15% | $15 | No minimum balance requirements. Dividends compounded and credited quarterly on average daily balance. |
UTMAs
0.15%APY
Uniform Transfers to Minors Act account for minors under 18 years of age managed by an appointed custodian. No minimum balance requirements. Earns regular savings rate. Dividends compounded and credited quarterly on average daily balance. No required minimum opening deposit.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceEarns the same dividend rate as regular savings. No minimum balance requirements.Any balance | 0.15% | $15 | Earns the same dividend rate as regular savings. No minimum balance requirements. |
Sources (3)
- pcbranch.com/accounts/savings-accounts/utmas
- pcbranch.com/docs/default-sour…dfs/truth_in_savings.pdf
- pcbranch.com/accounts/checking-accounts
All captured Oct 16, 2026
Who can join Iron Mountain-Kingsford Community Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.