Credit union · NCUA insured
Marquette Community Federal Credit Union
A $116.3M credit union headquartered in Marquette, MI, with 8,230 members and 2 branches in Michigan. Best rates: CDs 0.35% and savings 0.15% APY.
Marquette Community Federal Credit Union Carrot Score
63
Carrot Score
Higher than 9% of U.S. banks and credit unions
#8 of 8 in Marquette, MI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Marquette Community Federal Credit Union
Founded in 1952 to serve employees of the Marquette Branch Prison, Marquette Community Federal Credit Union is a member-owned financial institution.
Based in Marquette, Michigan, the credit union operates branches including a location in Harvey and serves nine counties across Michigan's Central Upper Peninsula.
- Headquarters
- 1230 W Washington St, Marquette, MI 49855
- NCUA charter
- 7873
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, worship, work (or regularly conduct business in), volunteer, or attend school, as well as businesses and other legal entities in Alger, Baraga, Delta, Dickinson, Houghton, Iron, Keweenaw, Marquette, and Menominee Counties, Michigan are eligible for membership.
Military, government and schools
- Employees of the credit union and persons retired as pensioners or annuitants from qualifying employment are eligible for membership.
Family and household
- Members of the immediate family or household of eligible persons, as well as organizations of such persons and corporate or other legal entities in the charter, are eligible for membership.
- Spouses of persons who died while within the field of membership of the credit union are eligible for membership.
Branches
2 branches in Michigan
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Michigan
2 branches
- Main OfficeMain office1230 W Washington St, Marquette, MI 49855Directions
- Marquette Community FCU5096 US Highway 41 S, Marquette, MI 49855Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.92% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.85% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 2.14% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $59 | $76 | — |
- CapitalNet worth ratio14.92%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.85%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets2.14%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$59Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Marquette Community Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.