Credit union · NCUA insured
Consumers Credit Union Savings Rates
Consumers Credit Union’s best savings rate is 0.15% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Consumers Credit Union’s savings rates compare
Compared with banks and credit unions near Kalamazoo, MI, where Consumers Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Consumers Credit Union
0.15%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $15
Money Market
Top rate
Ignite Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
Flagstar Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
Consumers Credit Union savings score
67
Savings score
Higher than 18% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.30%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Consumers Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.15%APY
Dividends credited monthly. Maintain a $2,500 average daily balance to earn dividends. No monthly service fees. Rates are variable and subject to change at any time without notice. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $9,999Rates are variable and subject to change at any time without notice. Fees may reduce earnings. Maintain a $2,500 average daily balance to earn dividends. | 0.10% | — | Rates are variable and subject to change at any time without notice. Fees may reduce earnings. Maintain a $2,500 average daily balance to earn dividends. |
| $10,000 – $24,999Rates are variable and subject to change at any time without notice. Fees may reduce earnings. | 0.15% | $15 | Rates are variable and subject to change at any time without notice. Fees may reduce earnings. |
| $25,000 – $49,999Rates are variable and subject to change at any time without notice. Fees may reduce earnings. | 0.20% | — | Rates are variable and subject to change at any time without notice. Fees may reduce earnings. |
| $50,000 – $99,999Rates are variable and subject to change at any time without notice. Fees may reduce earnings. | 0.25% | — | Rates are variable and subject to change at any time without notice. Fees may reduce earnings. |
| $100,000 – $249,999Rates are variable and subject to change at any time without notice. Fees may reduce earnings. | 0.30% | — | Rates are variable and subject to change at any time without notice. Fees may reduce earnings. |
| $250,000 and upRates are variable and subject to change at any time without notice. Fees may reduce earnings. | 0.35% | — | Rates are variable and subject to change at any time without notice. Fees may reduce earnings. |
Sources (2)
All captured Oct 5, 2026
Regular Savings
0.10%APY
Earn interest on accounts over $50. No monthly fees when you select eStatements. Membership qualification applies ($5 donation to Special Olympics Michigan or live/work in eligible MI/IN areas).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $50$25 minimum opening deposit. Interest earned on accounts over $50. No monthly fees with eStatements.Over $50 | 0.10% | $10 | $25 minimum opening deposit. Interest earned on accounts over $50. No monthly fees with eStatements. |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
Liquid Savings Account
Up to 3.00%APY · 2 terms
Promotional product for personal accounts, trusts, and IRAs; municipalities and businesses not eligible. Limit one promotional account per household. Funds currently on deposit at Consumers Credit Union are not eligible. 12-month promotional rate; after 12 months, account earns 0.10% APY.
| Term | APY · Any balance | APY · $2,500 – $250,000 | APY · Over $250,000 | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| UnknownStandard ongoing rate applied after 12 months | 0.10% | — | — | 0.10% | $0 |
| 12 monthsDuring the first 12 months for balances of $250,000.01 or more | — | — | 0.10% | —0.10% from $250k | — |
| 12 monthsPromotional rate guaranteed for the first 12 months on new money personal accounts with balance of $2,500 to $250,000 | — | 0.50% | — | 0.50% | $50 |
| 12 monthsRev Up Your Refund promotional offer: 3.00% APY guaranteed for 12 months on balances of $2,500 to $250,000 for personal members, trusts, and IRAs. Limit one per household | — | 3.00% | — | 3.00% | $300 |
Money Market IRA
0.50%APY
IRA money market option. Rates are variable and subject to change at any time without notice. Fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRates are variable and subject to change at any time without notice. Fees may reduce earnings.Any balance | 0.50% | $50 | Rates are variable and subject to change at any time without notice. Fees may reduce earnings. |
Sources (2)
All captured Oct 5, 2026
Christmas Savings
0.25%APY
Funded via automatic paycheck deductions. Funds available for withdrawal October 1 – December 31 (earlier in cases of hardship).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFunds available for withdrawal October 1 – December 31. Funded via automatic paycheck deductions.Any balance | 0.25% | $25 | Funds available for withdrawal October 1 – December 31. Funded via automatic paycheck deductions. |
Sources (2)
All captured Oct 16, 2026
Who can join Consumers Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone living, working, or worshiping in Allen, DeKalb, Elkhart, Laporte, Porter, St. Joseph, and Steuben counties in Indiana.
- Membership is open to anyone who lives, works, or worships in Michigan.
Employers and groups
- Membership is open to individuals who donate $5 to Special Olympics Michigan (SOMI) and sign up for their email newsletter.
Cost to join
- A $25 share deposit is reserved in savings to establish membership ownership.
Membership information collected October 5, 2026.