Credit union · NCUA insured
Consumers Credit Union
A $2.9B credit union, the 175th largest of 4,329, headquartered in Kalamazoo, MI, with 153,309 members and 31 branches in Michigan. Best rates: CDs 1.10% and savings 0.15% APY.
Consumers Credit Union Carrot Score
73
Carrot Score
Higher than 35% of U.S. banks and credit unions
#16 of 20 in Kalamazoo, MI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Consumers Credit Union
Consumers Credit Union is a member-owned cooperative founded in 1951.
The credit union operates 34 office locations throughout Western Michigan and serves members across Michigan and Northern Indiana.
- Headquarters
- 7200 Elm Valley Dr, Kalamazoo, MI 49009
- NCUA charter
- 62172
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone living, working, or worshiping in Allen, DeKalb, Elkhart, Laporte, Porter, St. Joseph, and Steuben counties in Indiana.
- Membership is open to anyone who lives, works, or worships in Michigan.
Employers and groups
- Membership is open to individuals who donate $5 to Special Olympics Michigan (SOMI) and sign up for their email newsletter.
Cost to join
- A $25 share deposit is reserved in savings to establish membership ownership.
Branches
31 branches in Michigan
Loading map…
Michigan
31 branches
Kalamazoo area · 10
- Galesburg84 W Michigan Ave, Galesburg, MI 49053Directions
- 9th Street6699 W Main St, Kalamazoo, MI 49009Directions
- Corner@Drake1900 S Drake Rd, Kalamazoo, MI 49006Directions
- Downtown125 S Kalamazoo Mall Ste 104, Kalamazoo, MI 49007Directions
- Gull Road5940 Gull Rd, Kalamazoo, MI 49048Directions
- Milwood4023 Portage St, Kalamazoo, MI 49001Directions
- West Main5018 W Main St, Kalamazoo, MI 49009Directions
- Woods Lake3140 Oakland Dr, Kalamazoo, MI 49008Directions
- Centre Street1511 W Centre Ave, Portage, MI 49024Directions
- Milham Ave1065 E Milham Ave, Portage, MI 49002Directions
Grand Rapids area · 8
- Grand Haven901 S Beacon Blvd, Grand Haven, MI 49417Directions
- 54th Street220 54th St SW, Grand Rapids, MI 49548Directions
- Breton Village1835 Breton Rd SE, Grand Rapids, MI 49506Directions
- Cascade5575 28th St SE, Grand Rapids, MI 49512Directions
- Gaines6770 Kalamazoo Ave SE, Grand Rapids, MI 49508Directions
- Plainfield3869 Plainfield Ave NE, Grand Rapids, MI 49525Directions
- Grandville4350 44th St SW, Grandville, MI 49418Directions
- Riley12705 Riley St, Holland, MI 49424Directions
Lansing area · 4
- East Lansing2763 E Grand River Ave, East Lansing, MI 48823Directions
- Delta Crossings809 N Marketplace Blvd, Lansing, MI 48917Directions
- Lake Lansing2305 Lake Lansing Road, Lansing, MI 48912Directions
- Lansing Cedar6935 S Cedar St, Lansing, MI 48911Directions
Battle Creek area · 2
- Battle Creek6081 B Dr N, Battle Creek, MI 49014Directions
- Marshall1114 W Michigan Ave, Marshall, MI 49068Directions
Muskegon area · 2
- Muskegon1818 E Sherman Blvd, Muskegon, MI 49444Directions
- Roosevelt Park3145 Henry St, Muskegon, MI 49441Directions
Coldwater area · 1
- Coldwater829 E Chicago St, Coldwater, MI 49036Directions
Holland area · 1
- South Washington1037 Washington Ave, Holland, MI 49423Directions
Lawton area · 1
- Lawton104 N Main St, Lawton, MI 49065Directions
Mattawan area · 1
- Mattawan56109 S Main St, Mattawan, MI 49071Directions
South Haven area · 1
- South Haven1579 Phoenix St, South Haven, MI 49090Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.36% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.40% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.25% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $106 | $88 | — |
- CapitalNet worth ratio9.36%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.40%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.25%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$106Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Consumers Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.