Credit union · NCUA insured
TruNorth Federal Credit Union
A $203.4M credit union headquartered in Ishpeming, MI, with 15,474 members and 2 branches in Michigan. Best rates: CDs 4.42% and savings 0.15% APY.
TruNorth Federal Credit Union Carrot Score
76
Carrot Score
Higher than 41% of U.S. banks and credit unions
#6 of 8 in Marquette, MI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About TruNorth Federal Credit Union
Founded in October 1949 as Ishpeming Co-Op Credit Union by eight local residents, the institution first opened for business following charter approval.
The credit union changed its name to Ishpeming Community Federal Credit Union in 1965 and became TruNorth Federal Credit Union in 2013.
TruNorth Federal Credit Union expanded its membership to serve Marquette, Alger, Baraga, Dickinson, and Iron Counties.
- Headquarters
- 1419 N 2nd St, Ishpeming, MI 49849-1149
- NCUA charter
- 6332
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership includes Marquette, Alger, Baraga, Dickinson, and Iron Counties.
Branches
2 branches in Michigan
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Michigan
2 branches
- Main OfficeMain office1419 N 2nd St, Ishpeming, MI 49849Directions
- Marquette Branch2322 US Highway 41 W, Marquette, MI 49855Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.21% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.31% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.96% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $63 | $76 | — |
- CapitalNet worth ratio10.21%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.31%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.96%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$63Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of TruNorth Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.